Home Insurance

discount for new home insurance customers

in your first year when you buy a new policy*. Conditions apply.

It'll take about 10 minutes.

additional discount for Lloyds Bank customers

in your first year when you confirm you have a Lloyds Bank product and buy a new policy*. Conditions apply.

It'll take about 10 minutes.

further discount for Club Lloyds customers

when you get a quote and buy a combined buildings and contents policy through Internet Banking*. Conditions apply.

It'll take about 10 minutes.

*Discounts exclude Home Emergency and Legal Expenses cover. Multiple discounts are applied consecutively which may reduce the overall discount you receive.

Quick quote

In just 2 minutes you can get an estimate on your home insurance.

If you are a Club Lloyds customer please remember to log into Internet Banking before you get a full quote so you get your full discount.

 

Get a quick quote

Useful information to have to hand

Make sure you have the following information about you and your property to hand:

  • The type of property and when it was built
  • What sort of locks are on the doors and windows
  • How much it would cost to rebuild
  • How much it would cost to replace your contents(view our guide to help value your contents)

What our customers are saying

"I would like to express my sincere thanks, your professional manner has made the most enormous difference to how I have been able to manage one of the most difficult events I will ever face in my life." Fiona from Cumbria

"From start to finish a pleasure to deal with, full of advise, always kept us up to date on how the claim was progressing, I cannot think of any way to improve the service we have received." Anonymous from Bishop Stortford

Find out more about Home Insurance

We offer two levels of cover:

Home Insurance - Flexible cover you can tailor to your specific needs.
Home Insurance Premier - Higher limits and more cover provided as standard.

Here is a summary of what our home insurance policies cover. See our policy documents for full details on limits, terms and exclusions.

Home Insurance

Personalise your policy by selecting your ideal cover limits and excesses, and additional cover options, such as:


  • Accidental Damage Cover
  • Outbuildings Cover
  • Contents In Outbuildings And In The Open Cover
  • Personal Belongings Away From The Home Cover
  • Pedal Cycle Cover
  • Students' Contents Away From Home Cover
  • Legal Expenses Cover
  • Home Emergency Cover

Limits, terms and exclusions apply, please see our policy booklet for full details.

Home Insurance Premier

Higher limits and more cover as standard, including:


  • Unlimited Buildings Insurance
  • Unlimited Contents Insurance
  • Unlimited Accidental Damage Cover
  • Unlimited Outbuildings Cover
  • Unlimited Replacement Locks and Keys Cover, with no excess to pay
  • Contents in outbuildings covered up to £10,000, and in the open up to £2,000
  • Generous alternative accommodation cover limits

Limits, terms and exclusions apply, please see our policy booklet for full details.