HOME INSURANCE
Get a 40% introductory discount on buildings, contents and combined buildings and contents policies*. Get a quote in 4 simple steps.
Get a quote now*Important information: this discount is for the first year only and excludes Home Emergency and Legal Expenses cover. Conditions apply.
Get 40% off your Home Insurance*
You won’t find us on comparison websites. Come directly to us to save 40% on Home Insurance policies with our introductory discount. The discount is available on new buildings, contents and combined buildings and contents cover.
We'll help you find a safe place for you, your family and pets to stay if your home becomes unfit to live in because of a claim.
*Important information: Limits, terms and exclusions apply to all levels of cover. The discount is for the first year only and excludes Home Emergency and Legal Expenses cover. Conditions apply.
Contents Insurance
Contents Insurance covers the cost of replacing your personal possessions if they are stolen, or repairing them if they’re damaged by events like fire, floods and storms while in your home.
You can take out contents insurance as a standalone policy or combine it with a buildings insurance policy.
Limits, terms and exclusions apply to all levels of cover.
Get 60 days free with Flexible Contents Insurance*
Designed for those who rent their home, it provides the flexibility to pick and choose which items you cover month by month. There's no annual contract, you have the freedom to add or remove items quickly and easily online, anytime.
Get a quote online and receive your first 60 days of Flexible Contents Insurance free*.
Find out more about Flexible Contents Insurance >
*The offer is only available on new policies. A payment may occur within the first 60 days. Conditions apply.
Frequently asked questions about home insurance.
If you haven't bought one of our policies, but would like information, here are some of the most frequently asked questions.
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Yes, you should renew your home insurance policy each year to make sure you are covered.
You can choose to automatically renew every year. This means your Home Insurance will be renewed for another year, without you needing to do anything. Or, you can contact us every year if you prefer.
Whichever you choose we will always write to you before your renewal date to let you know about any changes. You should also always check that the cover is still right for you.
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Our Contents Insurance will cover your phone when it’s in your home. For example, if it’s been stolen, we’ll cover the cost of replacing your phone.
You won’t be covered if your phone is damaged or stolen when you’re away from the house, unless you have Personal belongings away from the home cover. You can add this for an extra cost to cover your personal things while you're outside of your home.
Limits, terms and exclusions apply.
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You can make as many claims as you need to each year.
Insurers will look what claims you have made to decide whether offer you insurance.
The more you claim, the more you might pay for Home Insurance the year after. They may change the level of cover they offer or not offer any cover at all.
There is a limit on the value you can claim for any one event. There may also be a limit on how much you can claim for a single item.
Check your policy for more information on your policy limits.
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You can pay your Home Insurance monthly or in one yearly payment.
Managing your home insurance policy
If you’re an existing customer and you’d like to know how to manage your home insurance policy, you’re in the right place. Here’s everything you need to get the most out of your policy.
Important legal information
Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).