HOME INSURANCE
- 10% discount when you buy online (Conditions apply)*
- Pay monthly at no extra cost
- Choose from 3 levels of cover
Learn more about Lloyds Bank home insurance
Our policy documents tell you more about what is and isn’t covered. Keep in mind that with all of our cover, there are limits, terms and exclusions. Read the policy documents.
Limits, terms and exclusions apply to all levels of cover.
Home insurance: FAQs
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Yes, you should renew your home insurance policy each year to make sure you are covered.
You can choose to automatically renew every year. This means your home insurance will be renewed for another year, without you needing to do anything. Or, you can contact us every year if you prefer.
Whichever you choose we will always write to you before your renewal date to let you know about any changes. You should also always check that the cover is still right for you.
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Does home insurance cover mobile phones? Does home insurance cover mobile phones? expandable section
Our contents insurance will cover your phone when it’s in your home. For example, if it’s been stolen, we’ll cover the cost of replacing your phone.
You won’t be covered if your phone is damaged or stolen when you’re away from the house, unless you have cover away from home. You can add this for an extra cost to cover your personal things while you're outside of your home.
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You can make as many claims as you need to each year.
Insurers will look what claims you have made to decide whether offer you insurance.
The more you claim, the more you might pay for Home Insurance the year after. They may change the level of cover they offer or not offer any cover at all.
There is a limit on the value you can claim for any one event. There may also be a limit on how much you can claim for a single item.
Check your policy for more information on your policy limits.
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With Lloyds Bank you pay monthly with no extra charge, but most providers charge extra to pay monthly.
Limits, terms and exclusions apply to all levels of cover.
Important legal information
Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).