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You can only get Home Insurance Select directly with us. Get a quote online or over the phone.

 

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What's covered?

Our policy documents tell you more about what is and isn't covered. Keep in mind that with all of our cover, there are limits, terms and exclusions. Read the policy documents (PDF 1.1MB).

Why get buildings and contents insurance?

Buildings insurance covers the cost of repairing or rebuilding the structure of your home that is damaged by events such as a flood, fire or storm.

This also covers permanent fixtures in your home, such as fitted kitchens and fitted bedroom furniture. This doesn't include the items inside your home - you'd need need contents insurance for that.

Contents insurance covers the cost of repairing or replacing items in your home that have been stolen, or damaged by events such as a flood, fire or storm. This includes household goods and personal effects owned by you or your family.

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A safe place to stay

For you, your family and pets if your home is unfit to live in due to a claim.

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Emergency help

Emergency helpline available 24/7, and all claims handled by our UK only call centres.

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Repairs

Repairs carried out and guaranteed by approved tradespeople.

Choosing the right level of cover

When it comes to protecting the things you own, you want to know you're in safe hands. Get buildings and contents insurance that's here when you need it.

We offer three levels of cover:

  • Bronze - Cover for the full rebuild cost of your home and up to £50,000 for your contents.
  • Silver - Cover for the full rebuild cost of your home and up to £100,000 for your contents. Includes accidental damage and legal expenses cover.
  • Gold - Cover for the full rebuild cost of your home and up to £250,000 for your contents. Includes accidental damage and legal expenses cover.

Buildings Insurance

Buildings insurance covers the structure of your home if it's damaged by events like flood, fires and storms. You can take our Lloyds Bank buildings insurance by itself, or with contents insurance.

We offer three levels of cover. The level of cover you need will be individual to you. It will depend on things like whether you want cover for accidental damage and how important a single excess is to you. Compare what's included with our Bronze, Silver and Gold cover to help choose which is best for you.

Cover

Bronze

Silver

Gold

Cover

Buildings limit up to

Bronze

Full rebuild cost

Silver

Full rebuild cost

Gold

Full rebuild cost

Cover

Accidental damage

Bronze

Not available

Silver

Included, up to full rebuild cost

Gold

Included, up to full rebuild cost

Cover

Legal expenses

Bronze

Not available

Silver

Included, up to £50,000

Gold

Included, up to £50,000

Cover

Home Emergency

Bronze

Optional extra, up to £1,000

Silver

Optional extra, up to £1,000

Gold

Optional extra, up to £1,000

Contents Insurance

Contents insurance covers the cost of replacing your personal possessions if they are stolen from your home, or repairing them if they are damaged by events like floods, fire or storm while in your home.

Take out contents insurance as a standalone policy or combine it with a buildings insurance policy.

Cover

Bronze

Silver

Gold

Cover

Contents limit up to

Bronze

£50,000

Silver

£100,000

Gold

£250,000

Cover

Accidental damage

Bronze

Not available

Silver

Included, up to £100,000

Gold

Included, up to £250,000

Cover

Legal Expenses

Bronze

Not available

Silver

Included, up to £50,000

Gold

Included, up to £50,000

Cover

Away from home

Bronze

Optional extra, from £1,000 up to £25,000

Silver

Optional extra, from £1,000 up to £25,000

Gold

Optional extra, from £1,000 up to £25,000

Cover

Home Emergency

Bronze

Optional extra, up to £1,000

Silver

Optional extra, up to £1,000

Gold

Optional extra, up to £1,000

Ready for a quote?

Get a home insurance quote

You'll save 10% if you buy online. Read the terms and conditions.

Get a quote nowGet a quote now

Retrieve a quote

Pick up where you left off.

Retrieve your quoteRetrieve your quote

Call to get a quote

If you'd prefer to get a home insurance quote over the phone, our UK-based team are here to help.

We can discuss your insurance needs and the types of insurance we offer. This includes any additional cover options you may benefit from.

Keep in mind, if you get your quote over the phone you'll miss out on the 10% discount for buying online.

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.