Do I need Buildings Insurance as a renter and tenant?
No. Your landlord should have buildings insurance. This should cover any damage to the building and its fixtures and fittings from events like floods, storms or fire. You won’t need to pay for buildings insurance as a renter.
Does Landlord Insurance cover renters and tenants belongings?
No. Landlord's insurance won't cover your belongings. You'll need your own Contents Insurance to protect them.
Why do renters and tenants need Contents Insurance?
If you’re renting, you may need Contents Insurance to protect the things you own in case they are damaged or stolen. You might be able to claim for the money to repair or replace anything damaged or lost due to events covered by your policy.
Does my contents insurance include cover for my landlord's contents?
No. Your landlord should have contents insurance for their belongings. This includes things like a washing machine, furniture or carpets that have been left for your use as a tenant. Your contents insurance will only cover those items that are owned by you and your family.