for home insurance

40% off your home insurance

You won’t find us on price comparison sites. Come to us direct to save 40% with our introductory discount.

We'll help you find a safe place for you, your family and pets to stay if your home is unfit to live in because of a claim.

Limits, terms and exclusion apply. Conditions apply to this offer.

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Important Information: This discount is for the first year only and excludes Home Emergency and Legal expenses cover.

What is Home Insurance?

Our home insurance is split into two policies; building insurance and contents insurance. When you take out home insurance you can buy these policies separately or together:

  • Buildings Insurance  - covers the structure of your home and its fixtures and fittings (fitted bathrooms, for example) if they are damaged by events like flood, fire and storm
  • Contents Insurance - covers the cost of replacing or repairing your personal possessions if they are stolen or damaged by events like floods, fire  and storm while in your home
  • Combined Buildings and Contents Insurance - covers both Buildings and Contents Insurance under just the one policy. This can be simpler and less costly for you than buying them separately.

Limits, terms and exclusions apply, please see our policy booklet for further information.

Why choose Lloyds Bank home insurance?

Get peace of mind when you take out Home Insurance with us.

Here's the level of service you can expect:

  • UK based call centres open 24 hours a day, seven days a week
  • Personal Claims Consultants who’ll come to you if we think you need help with a complex claim
  • get same day claims payments into your Lloyds Bank current account
  • our managed claims service can organise most repairs to your home; we’ll get trusted tradespeople to carry out work.

Useful information to have to hand

Before you start, make sure you have the following information to hand:

  • the type of property, when it was built and whether it’s a listed building
  • details of any home insurance claims made in the last 3 years by you or anyone living with you
  • when you would like your policy to start.

Ready to get a quote? It'll take about 10 minutes to apply.

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Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).