Lloyds Bank Home Insurance - Offer Conditions

  • You will receive this offer if you take out a new Lloyds Bank Home Insurance buildings, contents or combined buildings and contents policy by telephone or online as a result of a quotation obtained from 23rd November 2016.
  • The offer is a 40% discount, for 1 year on your buildings, contents or combined buildings and contents cover.
  • Your premium, without the discount, will be equal to the amount you would pay for the same cover at your first renewal, if we offer you renewal. If: you change, add or remove cover; any important fact on which we have calculated your premium changes during the year; we pay a claim under your policy (other than a claim under Legal Expenses or Home Emergency cover); there are any changes to Insurance Premium Tax; or any other discounts applied to your premium are removed; any offer made to you at renewal may be different to your premium without the discount.
  • Home Emergency cover and Legal Expenses cover are excluded from the offer.
  • If your premium changes during the year, the discount will continue to be applied to your new premium for the rest of the year, but please note that minimum premiums will apply.
  • This offer is not available if you already hold a Lloyds Bank branded policy which is either a buildings, contents or combined buildings and contents policy.
  • The offer cannot be used together with any other offer unless we tell you.
  • Multiple discounts will be applied consecutively.
  • If you pay your premium monthly the discount will be applied to your annual premium before your charge for credit and monthly payments are calculated.
  • We can withdraw the offer at any time, but will apply the discount to eligible policies taken out as a result of quotations obtained before the withdrawal.
  • Please keep these conditions for future reference.
  • This offer is provided by Lloyds Bank Insurance Services Limited, Registered in England and Wales No 968406, Registered Office: 25 Gresham Street, London EC2V 7HN. Authorised and regulated by the Financial Conduct Authority.
  • You’ll receive the Lloyds Bank Existing Customer 10% Discount Offer if you:
      (a) are an existing Lloyds Bank customer; and
      (b) take out a new Lloyds Bank Home Insurance policy directly through our website at www.Lloydsbank.com/insurance or by telephone as a result of a quotation obtained from 06/06/2016.
  • The discount is 10% for one year and applies to all buildings and contents cover when taken alone or together.
  • Home Emergency cover and Legal Expenses cover are excluded from the offer.
  • If you pay your premium monthly the discount will be applied to your annual premium before your charge for credit and monthly payments are calculated.
  • If your premium changes during the year, the discount will continue to be applied to your new premium, but please note that minimum premiums will apply.
  • We can withdraw the offer at any time, but will apply the discount to eligible policies taken out as a result of quotations obtained before the withdrawal.
  • This offer cannot be used together with any other offer unless we tell you.
  • Please keep these conditions for future reference.
  • This offer is provided by Lloyds Bank Insurance Services Limited, Registered in England and Wales No 968406, Registered Office: 25 Gresham Street, London EC2V 7HN. Authorised and regulated by the Financial Conduct Authority.
  • You’ll receive the 10% Club Lloyds Home Insurance Discount Offer if you hold a Club Lloyds Current Account and either:
      − take out a new Lloyds Bank Home Insurance combined buildings and contents policy as a result of a combined policy quotation obtained from 06/06/2016; or
      − change your existing Lloyds Bank Home Insurance buildings or contents policy to a combined buildings and contents policy from 06/06/2016.
  • The offer is only available by telephone and online through Lloyds Bank Internet Banking, which can be accessed at www.lloydsbank.com.
  • The offer is not available through price comparison websites.
  • The discount is 10% and applies to all cover taken out under your combined policy except Home Emergency cover and Legal Expenses cover.
  • If you take out a new combined policy, the discount is initially for your first annual insurance period. If you change your existing buildings or contents policy to a combined policy, the discount is for the rest of your existing annual insurance period.
  • The discount will be applied to your premium for your further insurance periods if:
      − you continue to hold both a Club Lloyds Current Account and a combined buildings and contents policy; and
      − the offer has not been withdrawn.
  • We will write to you before your policy renewal date to let you know if the discount will be applied to your premium for the next insurance period.
  • We can withdraw the offer at any time but will tell you before this happens. If the discount is being applied to your premium, we will provide you with at least 12 months’ notice of the withdrawal.
  • If your premium changes during the insurance period, the discount will continue to be applied to your new premium for the rest of the insurance period, but please note that minimum premiums will apply.
  • If you pay your premium monthly, the discount will be applied to your annual premium before your charge for credit and monthly payments are calculated.
  • Please keep these conditions for future reference.
  • This offer is provided by Lloyds Bank Insurance Services Limited, Registered in England and Wales No 968406, Registered Office: 25 Gresham Street, London EC2V 7HN. Authorised and regulated by the Financial Conduct Authority.