Protect your property, investment and your rental income – plus lots more besides
If you’re a landlord with property to rent out, it’s important to protect your investment with insurance that will give you the cover you need.
We can help protect you and your rental property – whether you have a single buy-to-let or a portfolio, cover is available for both residential and commercial properties.
Get cover for up to 5 residential properties on a single online policy.
Online policy is underwritten by RSA Insurance Group PLC.
Best if you need advice from someone and would like competitive quotes from a panel of leading UK insurers.
Call 0345 377 0006
Lines open 8am to 6pm Monday to Friday
To provide this service we work with Arthur J. Gallagher Insurance Brokers Limited, one of the UK’s largest insurance brokers.
Choosing the right cover means less stress, upset and hassle for both you and your tenants. Make sure you’re properly protected with landlord insurance.
|Type of cover||What is covered|
|Buildings||If your property is damaged and has to be repaired or rebuilt due to an insured event such as vandalism or storms.|
|Landlord’s Contents||Household items that you have provided for your tenants, such as soft furnishings or appliances, if they are damaged or destroyed by an insured event.|
|Property Owner’s Liability||You are protected if a person is injured or if there is damage to their property as a result of your negligence.|
|Loss of Rent||Your cash flow is protected if after an insured event such as a flood or fire, your tenants stop paying rent or have to move out. If your tenants do have to move out, the costs of arranging alternative accommodation on their behalf is also covered.|
|Accidental Damage||Accidental damage to the building and its fixtures and fittings. For example, if you or your tenants accidentally smash a window or drop something and crack a sink.|
|Subsidence, Landslip and Heave||Damage to your property as a result of a movement in the ground supporting your property.|
|Employers' Liability cover||You are protected if an employee is injured or dies as a result of your negligence.|
|Legal Expenses||Your legal expenses in proceedings such as contract disputes, debt recovery and evicting squatters.|
Read our guide on the future of buy-to-let beyond 2018. Find out the steps you need to take to make the right decisions, find the right property and protect your investment.
Get a competitive priced quote from one of the UK’s leading insurers. If you rent between 1 and 5 properties.
*Online policy is underwritten by RSA Insurance Online.
Please check you have all the cover you need by reading the policy documentation carefully (this will be provided during the quote process).
If you are unsure or the cover you need, or have more than 5 properties or complex requirements, call on:
Lines available from 8am to 6pm Monday to Friday.
Whether you ask for a Landlord insurance quote online (1-5 properties), need advice or have complex requirements (6+ properties), you’ll need the following details to hand:
Standard home insurance won’t cover the extra risks you face as a landlord. For example, what if a tenant is injured by falling roof tile at your property? Or a flood means they have to move out for a while – at your expense?
Please check you have all the cover you need by reading the policy documentation carefully (this will be provided during the quoting process).
Insurance covers are subject to the individual terms, conditions and exclusions of the insurer providing them. Always review the policy documentation supplied during the quote process to ensure you have the cover you need.
Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.
Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Telephone: 020 7626 1500.
Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Registration Number 119278.
Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.