The challenging times we’re all experiencing means we’re getting a lot more calls than usual and our call times are longer. So we can support people in the most vulnerable situations, we ask that you only call us if your enquiry is urgent. You can still use our online and mobile banking services and our automated service.

 

Choose your own investments

To start investing with Lloyds Bank you will need to decide which type of account you want to buy or sell your investments in. We can offer you a simple choice between our Share Dealing ISA or Share Dealing Account. Find out how they compare below.

The value of an investment can fall as well as rise, and you may get back less than you invest. If you are not sure about investing, seek independent advice. Tax treatment depends on personal circumstances and may be subject to change.

Compare our accounts

Changes to our service

Like all businesses we have to work differently amid concerns regarding COVID-19 and prioritise the safety of our staff and customers. As a result we are temporarily stopping all applications from new customers.

We will review this decision regularly and will switch applications back on as soon as we can.

Existing customers can sign in and trade as usual.

Sign in to Share DealingSign in to Share Dealing

Lloyds Bank Share Dealing ISA

With a Share Dealing ISA there’s no UK tax to pay on any potential profit or on income from dividends.

Use your annual ISA allowance of £20,000 to buy and sell stocks, funds, exchange traded funds (ETFs) and more on the stock market.

Lloyds Bank Share Dealing ISA

Tax efficient investing

Low cost fund trading

An account for regular traders

Tax efficient investing

Pay no UK tax
No income tax on dividends, no capital gains tax on profit.

Low cost fund trading

£1.50 to buy or sell funds

An account for regular traders

£11 dealing commission per online trade
£8 dealing commission when you trade 8 or more times per quarter.

What's unique about the ISA?

  • Pay no capital gains tax, or any income tax on dividends with your annual £20,000 ISA allowance.
  • £20 six monthly admin fee for our ISA – when you open an ISA you’ll also get our Share Dealing Account at no extra cost.
  • Reduced dealing commission for Premier and Private Banking customers.

Find out more and apply

Keep in mind, we apply an administration charge on the Share Dealing ISA of £20 every six months. Dealing commission also applies for each trade that you make.

Lloyds Bank Share Dealing Account

Our standard account to start trading with, or if you already have an ISA.

Buy and sell stocks, funds, exchange traded funds (ETFs) and more on the stock market.

Lloyds Bank Share Dealing Account

Low cost fund trading

Trade funds with Lloyds Bank

An account for regular traders

Low cost fund trading

£1.50 to buy or sell funds
Dealing commission applies for each trade.

Trade funds with Lloyds Bank

0% initial charge on all funds
Dealing commission applies for each trade and ongoing charges will be payable to the fund manager.

An account for regular traders

£11 dealing commission per online trade
£8 dealing commission when you trade 8 or more times per quarter.

More reasons to open a Share Dealing Account

  • You’re able to sell paper share certificates online.
  • Dealing commission is £1.50 per trade when using our regular investment service (also available on our Stocks and Shares ISA).
  • Reduced dealing commission for Premier and Private Banking customers.

Find out more and apply

Keep in mind, we apply an administration charge on the Share Dealing Account of £20 every six months (this is waived when you open an ISA). Dealing commission also applies for each trade you make.

We also have 3 ready-made investments

If you don’t like the idea of picking your own investments and would prefer to keep things straightforward, we offer 3 ready-made investments.

  • A simple choice between a low, medium or high risk fund.
  • Decide if you want your fund(s) in an ISA or an Investment Account.
  • Our funds are designed to be diversified to reduce the risk of potential losses. The funds spread your money across a range of investment types such as shares, bonds, property and more.
Find out moreabout ready made investments

Important legal information

The Lloyds Bank Direct Investments Service is operated by Halifax Share Dealing Limited. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Registered in England and Wales no. 3195646. Halifax Share Dealing Limited is authorised and regulated by the Financial Conduct Authority, 12 Endeavour Square, London, E20 1JN under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.

Important share dealing information