Our Investment ISA gives you the choice of three managed funds to invest in. Each one offers a different level of risk and potential return: lower, medium or higher. If you have already used up your ISA allowance for the current tax year, or you would prefer not to invest in an ISA, then you can invest in our managed funds by opening an Investment Account.
At a glance
If you’d like to invest in a ready-made fund, you can do this in either an ISA or an Investment Account.
Please remember the value of an investment, and the income you receive from it, can go down as well as up and you may get back less than you originally invested. If you are in any doubt about making your own investment decisions, we recommend you seek advice from a suitably qualified financial advisor.
To learn more about risk, please read our guide on understanding risk.
Not everybody feels comfortable investing without advice from a professional. If you are looking for financial advice our advisers may be able to help. You can take advantage of our financial advice service if you have a sole income of £100,000 a year or £100,000 of savings and investments, including personal pensions.
If you don’t earn over £100,000 a year, or have that amount in savings or investments, that doesn’t mean you can’t get advice on investing. Money Advice Service is set up by the Government and provides free, unbiased and independent guidance on how to make the most of your money. You can also get more information and details of independent finance advisors near you.
Planning your retirement is something you should look forward to, and it’s really important to make sure you understand all your options so that you make the right decision for you.
We've put together a five-step guide to investing that we hope will clarify some of the broader benefits and risks.
Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Authorisation can be checked on the Financial Services Register at www.fca.org.ukVisit the Financial Conduct Authority website. Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).
Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065.
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