Investment ISA

Our three funds are managed by Scottish Widows professional fund managers who choose where to invest your money, so you don’t have to. Each fund has a different risk level profile. You can invest in a single fund or any combination of the three.

Features & Benefits

 

  • Invest up to £20,000 this tax year, tax efficiently, with no tax payable by you on any profit or returns
  • Choose from our range of three managed growth funds to suit your needs
  • Make a minimum lump sum investment of £2,000, regular payment of £100 per month or transfer your existing ISA.

Understand the risks

Please remember that the value of an investment and the income from it can go down as well as up and you may get back less than you invested. We don't offer advice so if you are in any doubt about making your own investment decisions we recommend you seek advice from a suitably qualified financial adviser.

Choose from our managed growth funds

Follow these 3 simple steps before you apply:

  1. Consider the level of risk and potential return for your investment
  2. Review the charges
  3. Have a look at the past performance, but remember past performance is not a guide to future performance.

Low risk, low return (Managed Growth Fund 2)

This fund invests in three asset types with a greater weighting in bonds and gilts. The fund has the lowest proportion invested in equities and therefore represents the lowest level of risk our three available funds.

The fund invests in:

Managed growth fund 2 pie chart.

Equities 23%
Fixed Interest Secruities
65%
Property 12%

Charges

  • Ongoing Fund Charges: 0.45%
    You'll pay an annual Ongoing Charge of 0.45% of the value of each fund you invest in, which is taken directly from the value of the fund.
  • Our service fee: 0.24%
    Paid each year of the value of your investment. Calculated monthly and collected annually.

Past Performance

Percentage growth year on year

31st Dec 2011 – 31st Dec 2012 N/A
31st Dec 2012 – 31st Dec 2013 N/A
31st Dec 2013 – 31st Dec 2014 N/A
31st Dec 2014 – 31st Dec 2015 0.8%
31st Dec 2015 – 31st Dec 2016 10.8%

Medium risk, medium return (Managed Growth Fund 4)

The fund invests in three asset types with just over half invested into shares. The fund has a higher level of risk than Managed Growth Fund 2 and a lower level of risk than Managed Growth Fund 6.

This fund invests in:

Managed growth fund 4 pie chart.

Equities 51%
Fixed Interest Secruities
39%
Properties 10%

Charges

  • Ongoing Fund Charges: 0.45%
    You'll pay an annual Ongoing Charge of 0.45% of the value of each fund you invest in, which is taken directly from the value of the fund.
  • Our service fee: 0.24%
    Paid each year of the value of your investment. Calculated monthly and collected annually.

Past Performance

Percentage growth year on year

31st Dec 2011 – 31st Dec 2012 N/A
31st Dec 2012 – 31st Dec 2013 N/A
31st Dec 2013 – 31st Dec 2014 N/A
31st Dec 2014 – 31st Dec 2015 0.8%
31st Dec 2015 – 31st Dec 2016 12.8%

High risk, high return (Managed Growth Fund 6)

The fund invests in three asset types with the majority invested into shares. The fund represents the highest level of risk of our three managed available funds as it has the highest level of equity content of the three funds.

This fund invests in:

Managed growth fund 6 pie chart.

Equities 75%
Fixed Interest Secruities
17%
Property 8%

Charges

  • Ongoing Fund Charges: 0.45%
    You'll pay an annual Ongoing Charge of 0.45% of the value of each fund you invest in, which is taken directly from the value of the fund.
  • Our service fee: 0.24%
    Paid each year of the value of your investment. Calculated monthly and collected annually.

Past Performance

Percentage growth year on year

31st Dec 2011 – 31st Dec 2012 N/A
31st Dec 2012 – 31st Dec 2013 N/A
31st Dec 2013 – 31st Dec 2014 N/A
31st Dec 2014 – 31st Dec 2015 1.2%
31st Dec 2015 – 31st Dec 2016 15.7%