Transfer your ISA

Transfer to a cash ISA

Step 1 - Open a new cash ISA

If you already have a Lloyds Bank cash ISA proceed to step 2.

See our range of ISAs

Step 2 - Transfer your funds using Internet Banking

• Log in to Internet Banking and follow the instructions on the ISA Transfer screen.
• You will need the account numbers and sort codes of your current ISA and your new Lloyds Bank cash ISA, as well as your national insurance number.
• Most transfers can be completed through Internet Banking but in some cases you may need to print, sign and post your request to us.
• Once we receive your completed form, we’ll ask your current provider to transfer the money to us.

Flexible ISA rules allow you to withdraw money and replace it later in the same tax year, without losing any of your tax-free entitlement.

If you ask to transfer a flexible ISA in full and you have withdrawn all or part of any amount you paid in during a previous tax year, you will not be able to replace these withdrawals once the transfer process starts.

View the cash ISA transfer process

If your ISA is ready to move to us, we’ll pay interest at your new rate from the day we receive your completed transfer application.

If there is a notice period or a restriction on your old ISA that means it can’t be transferred straight away, we’ll pay interest from the day we receive the money from your old provider.

Transferring into a Help to Buy: ISA?

• You can transfer funds from a non-Help to Buy: ISA into a Help to Buy: ISA up to the initial deposit of £1,000. The request must be made within 21 days of opening your Help to Buy: ISA. Your current year’s subscriptions must be transferred in full as you are only allowed to fund one cash ISA per tax year.
• If you transfer a Help to Buy: ISA to us, the full funds in the Help to Buy: ISA must be transferred as you are only allowed to have one Help to Buy: ISA.
• The monthly subscriptions to your Help to Buy: ISA cannot be funded by an ISA transfer.
• You can make unlimited withdrawals, but you will not be able to claim any Help to Buy: ISA bonus on the funds you withdraw and it will take you longer to save enough to qualify for the maximum bonus as you can only pay in £200 each month.

For more information about transferring from a Lloyds ISA to a Help to Buy: ISA, please read our internal transfer guide (PDF).
For more information about transferring from another provider to a Help to Buy: ISA, please read our external transfer guide (PDF).

Log in to transfer your ISA

If you’re transferring in from an innovative finance ISA, please contact your local branch.

Not registered? Register now for Internet Banking. Alternatively, visit your local branch or call us on 0345 300 0000. You’ll need your National Insurance number and the account details of your existing ISA, and of your new Lloyds Bank cash ISA if it is already open.

How long will it take to transfer?

These transfer times are based on industry guidelines and may vary.