Check which account is right for you

We offer bank accounts designed for different types of charities and community organisations. The right option for you depends on how your organisation is set up.

Island Charity Account

  • For organisations registered with Jersey, Guernsey or the Isle of Man charity register.​
  • Less than £3 million annual turn over.​
  • The account is available in Sterling only​.
  • Visa debit card available.
  • Overdrafts are not allowed on this account. This applies to authorised and unauthorised overdrafts.​
  • Not suitable for unregistered societies, clubs and associations.

Estimate the monthly costs for your organisation with the Charity Account calculator.

Enquire now

Island Community Account

  • For not-for-profit organisations serving their local community such as unregistered societies, clubs and associations.​
  • Less than £3 million annual turn over​.​
  • The account is available in Sterling only​.​
  • Visa debit card available.
  • Overdrafts are not allowed on this account. This applies to authorised and unauthorised overdrafts.​​
  • Not suitable for organisations registered with Jersey, Guernsey or the Isle of Man Charity register.

Estimate the monthly costs for your organisation with the Community Account calculator.

Enquire now

Let’s look at the details

  • There's no minimum amount required to open an account.

  • fees and charges

    Account Features

    Island Charity Account

    Island Community Account

    Account Features

    Available to

    Island Charity Account

    For organisations registered with Jersey, Guernsey or the Isle of Man charity register, with less than £3m annual turnover

    Island Community Account

    For non-for-profit organisations serving their local community such as unregistered societies, clubs and associations, with less than £3m annual turn over

    Account Features

    Monthly account fee

    Island Charity Account

    Free

    Island Community Account

    £4.25 each month

    Account Features

    Electronic payments in 

    Island Charity Account

    Free

    Island Community Account

    Free

    Account Features

    Electronic payments out 

    Island Charity Account

    First 100 a month are free / £0.10 each after that 

    Island Community Account

    First 100 a month are free . £0.10 each after that

    Account Features

    Cash exchanged

    Island Charity Account

    £1.25 for every £100

    Island Community Account

    £1.25 for every £100

    Account Features

    Cash paid in – Branch counter, ATM, depositpoint™, Nightsafe, Post Office® or other third-party deposit method

    Island Charity Account

    £0.75 for every £100

    Island Community Account

    £0.75 for every £100

    Account Features

    Cash paid in – Immediate Deposit Machine or Automated Deposit Machine

    Island Charity Account

    £0.42 for every £100

    Island Community Account

    £0.42 for every £100

    Account Features

    Cash payments out

    Island Charity Account

    £0.75 for every £100

    Island Community Account

    £0.75 for every £100

    Account Features

    Cheque paid in – Branch counter, ATM, depositpoint™, Nightsafe, postal cheque or other third-party deposit method.

    Island Charity Account

    £0.50 

    Island Community Account

    £0.50

    Account Features

    Cheque paid in – Immediate Deposit Machine or Business, Mobile Banking App

    Island Charity Account

    £0.42

    Island Community Account

    £0.42

    Account Features

    Cheque paid out

    Island Charity Account

    £0.50

    Island Community Account

    £0.50

    Account Features

    Credit paid in – Branch counter

    Island Charity Account

    Free

    Island Community Account

    Free

    Account Features

    Credit paid in – Immediate Deposit Machine, ATM, depositpoint™, Nightsafe, postal cheque or other third-party deposit method.

    Island Charity Account

    £0.42

    Island Community Account

    £0.42

    Account Features

    Audit Letters

    Island Charity Account

    Free

    Island Community Account

    Free

  • Yes, you can. They’re easy to set up using online banking

  • Yes, you can. It’s simple to get started

  • There should be a minimum of 2 Signatories, whether 'Full Power Signatories' or 'Limited Power Signatories’.

Protecting your money

Depositors compensation schemes

Depositor compensation arrangements depend on where your account is held. Accounts with Lloyds International are protected by the relevant local scheme.