• Mortgages

    Climb up the property ladder in the Channel Islands and Isle of Man with us.

    These products are designed for customers living in the Channel Islands or the Isle of Man.

    Information on our mortgages for customers in the United Kingdom.

    First time buyers

    Buying your first home is an exciting time. We’ll guide you through the home buying journey and make sure your first mortgage is right for you.

    First time buyer mortgages

    Home movers

    Feel like it’s time to make a move? Hunt for your next home with peace of mind, while our mortgage arrangers find you the best deal that matches your needs.

    Home mover mortgages

    Buy to Let

    There are many ways to buy to let. Maybe you’re renting out your first home. Maybe you’re building your portfolio. Whatever your needs, we can help you find the right mortgage.

    Buy to let mortgages

    Remortgage

    Looking to switch your mortgage to us? Our mortgage experts will talk you through your options and help you find the right deal for you.

    Remortgaging

    Borrow more

    If you’ve had a mortgage with us for six months or more, you might be able to borrow more money. Whether you’re funding home improvements or repairs, get in touch to see how we can help.

    Find out about borrowing more

    Switch mortgage

    If you have a mortgage with us and you’re looking for a new deal, we can help. Whether your needs have changed or you simply want to see your options, it’s always worth asking.

    Switching mortgage

    Mortgage calculator

    See how much you could borrow, compare rates, deals and monthly payments

    Calculate now

    10 step guide

    Follow our 10 step guide to buying your own home.

    Key terms explained

    Get up to speed on mortgage terms before you start.

    Branch finder

    Find your local team in Jersey, Guernsey, Alderney, or the Isle of Man and arrange a visit.

    How to apply

    Fill out our quick contact form to make an appointment with our mortgage experts.

    Get in contact

    Lending is at the Bank’s discretion and you must be 18 or over and resident in Jersey, Guernsey, Alderney or the Isle of Man to apply. Security will be required.

    Your home may be repossessed if you do not keep up repayments on your mortgage.