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Mortgages

Climb up the property ladder in the Channel Islands and Isle of Man with us.

These products are designed for customers living in the Channel Islands or the Isle of Man.

Information on our mortgages for customers in the United Kingdom.

First time buyers

Buying your first home is an exciting time. We’ll guide you through the home buying journey and make sure your first mortgage is right for you.

First time buyer mortgages

Home movers

Feel like it’s time to make a move? Hunt for your next home with peace of mind, while our mortgage arrangers find you the best deal that matches your needs.

Home mover mortgages

Buy to Let

There are many ways to buy to let. Maybe you’re renting out your first home. Maybe you’re building your portfolio. Whatever your needs, we can help you find the right mortgage.

Buy to let mortgages

Remortgage

Looking to switch your mortgage to us? Our mortgage experts will talk you through your options and help you find the right deal for you.

Remortgaging

Borrow more

If you’ve had a mortgage with us for six months or more, you might be able to borrow more money. Whether you’re funding home improvements or repairs, get in touch to see how we can help.

Find out about borrowing more

Switch mortgage

If you have a mortgage with us and you’re looking for a new deal, we can help. Whether your needs have changed or you simply want to see your options, it’s always worth asking.

Switching mortgage

Mortgage calculator

See how much you could borrow, compare rates, deals and monthly payments

Calculate now

10 step guide

Follow our 10 step guide to buying your own home.

Key terms explained

Get up to speed on mortgage terms before you start.

Branch finder

Find your local team in Jersey, Guernsey, Alderney, or the Isle of Man and arrange a visit.

How to apply

Fill out our quick contact form to make an appointment with our mortgage experts.

Get in contact

Lending is at the Bank’s discretion and you must be 18 or over and resident in Jersey, Guernsey, Alderney or the Isle of Man to apply. Security will be required.

Your home may be repossessed if you do not keep up repayments on your mortgage.