You must be age 18 or over and resident in the Channel Islands or Isle of Man to apply. You could lose your home if you don’t keep up your mortgage repayments. Lending is at the Bank's discretion. How much we lend, the rate available to you and the issue of a loan is subject to our assessment of your circumstances.

Home Booster Loan

We’re giving cashback of up to £1,000 to our qualifying mortgage customers when they make eligible green home improvements.

Its easy to use our online form to get a decision in principle.

Residency and lending criteria apply.

 

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Eco Mortgage

If you are buying an energy efficient home or have already made home improvements to make your home energy efficient you may qualify for our Eco Mortgage offer.

Residency and lending criteria apply.

 

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Did you know that our homes are one of the top 3 sources of emissions in the Islands.*

*Sources - Government of Jersey (PDF, 4.5MB) and Isle of Man Government (PDF 4.80MB)

 

 

 

 

We can help finance your energy saving home improvements.

Qualifying mortgages include:

  • First time buyer, moving home, or purchasing a buy to let property
  • Existing customer borrowing more for home improvements
  • Re-mortgaging to us from another lender and borrowing more for home improvements.

 

 

You can benefit from our Eco Mortgage rate if your home meets the following criteria:

  • You have a valid Energy Performance Certificate (EPC) of A or B rating.*
  • Your home has reached the maximum potential rating set out in an Energy Performance Certificate.
  • Properties in the Isle of Man built after 1st January 2023
  • This offer is currently only available to residents of Jersey & the Isle of Man

*In Jersey & the Isle of Man these are also called Home Energy Audits.

How to fund green home improvements

Our borrowing options could help you create the energy effiicient home you've always dreamed of.

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