Surprises come in all shapes and sizes. From an unexpected expense to a new opportunity, there are times when you might need quick access to funds. Our Personal Loan could help you get the money you need, when you need it most.
Your personal rate will depend on the loan amount and term you request and your personal circumstances. In order to get your personal rate, please log in to Internet Banking or select the “Get your personal quote” option.
For the amount and term selected the majority of customers are expected to receive the APR illustrative rate or lower.
For loan terms more than 5 years log in to get a personalised quotation - it will only take a minute and there's no credit footprint.
Our loans are available to Lloyds Bank current account holders who have had an account for at least one month.
If you are applying online, the funds will be transferred to your bank account immediately between the hours of 9:00am and 8:30pm, or before 9am the following day outside these times.
Surprises come in all shapes and sizes. From an unexpected expense to a new opportunity, there are times when you might need quick access to funds. Our Personal Loan could help you get the money you need, when you need it most.
The Personal Loan comes with a variety of options to help meet your needs. You can manage your loan online with Internet Banking, where you can:
We’ll never encourage you to borrow more than you can afford. To help you get it right, we have lots of help and guidance.
The factors we consider when setting your Personal Loan rate include:
View an example of our Personal Loan Agreement (PDF).
Log on to Internet Banking to get a personalised quote and a decision online in just five minutes.
Not registered for Internet Banking yet? Register now
Our local branch will be happy to help you apply for a Loan. We'll usually be able to give you an answer and transfer the money into your account the same day.
If you hold a Lloyds Bank Current Account, call us on 0330 123 3890.
If you have a credit card, mortgage or existing loan with us, call us on 0330 123 4715.
Lines are open 8am–10pm seven days a week.
We'll never encourage you to borrow more than you can afford. We have lots of advice and guidance to help you get it right.
If you’re looking to borrow money, it’s important that you make the right choice for your circumstances. Other borrowing options may be suitable for your needs.
How much we lend and the rate available are subject to our assessment of your circumstances.
If you’re registered for Internet Banking, you can view transactions or pay off your loan early.
It only takes a few minutes to register for Internet Banking, and you can log on as soon as you’re finished.
Register for Internet BankingRegister for Internet Banking
If you’re having temporary or long-term financial difficulties and paying off your loan is a struggle, it’s always better to let us know, as we’ll do everything we can to help.
Call us on 0800 389 8766
Available 8am - 9pm Mon - Fri, 9am - 5pm Sat.
Or pop into any of our branches.
If you already have a loan with us, we have a range of options and tools to help you manage it.
We want to find a product that’s right for your circumstances, which is why we adhere to the Standards of Lending Practice, which are monitored and enforced by the Lending Standards Board.
To find out more you can read the statement of responsibilities, which details what’s expected of us, the lender and you the borrower.