Exclusive to existing Lloyds Bank customers who have a current account with us held for at least 1 month.
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Internet Banking
Internet Banking
You can apply online for a Lloyds Bank loan if you've held a Lloyds Bank current account for at least one month, you're over 18, and you're a UK resident. How much we lend and the rate available are subject to our assessment of your circumstances.
We offer an instant online decision on your loan application.
Loan | Who can apply? | Representative APR* | How to apply | Manage your loan | Paying off your loan early | |
|---|---|---|---|---|---|---|
Personal Loan | Exclusive to existing Lloyds Bank customers who have a current account with us held for at least 1 month. | 3.9% APR |
|
| If you make an early settlement we may charge up to 58 days' interest. | |
Flexible Loan | Available to Lloyds Bank customers with a current account held for at least 1 month. | 4.6% APR |
|
| No charge to pay off your loan early for Flexible Loan customers. |
Personal Loan
Who can apply?
Representative APR*
3.9% APR
How to apply
- Online
- By telephone
Manage your loan
- Internet Banking
Paying off your loan early
If you make an early settlement we may charge up to 58 days' interest.
Flexible Loan
Who can apply?
Available to Lloyds Bank customers with a current account held for at least 1 month.
Representative APR*
4.6% APR
How to apply
- In branch
Manage your loan
- Internet Banking
- Branch
- PhoneBank®
Paying off your loan early
No charge to pay off your loan early for Flexible Loan customers.
* This representative APR applies to loans of £7,500 to £25,000 over 1 to 5 years. Other loan amounts between £1,000 and £50,000 are available at different rates. If you qualify for a loan we'll tell you the rate that applies when you get your personalised quote.
Flexible Loan Loyalty discount for our Club Lloyds current account customers
For Club Lloyds customers who have held a Club Lloyds current account for more than three months, a 0.2% discount will be applied at the start of the loan if you take out a Flexible Loan in Branch.
How could a loan help?
Find out more about whether a loan could help with:
Need to borrow more money?
- If you already have a Lloyds Bank loan, you may be able to borrow more from us.
- Apply for a separate loan or combine your existing loan with a new loan
- If you additionally borrow £7,500 - £25,000 over one to five years, you could receive a rate as low as 3.9% APR Representativetooltip close button. Please press escape key to close the tooltipTooltipAPRAPR stands for the Annual Percentage Rate of charge. You can use it to compare different credit and loan offers. We will tell you the APR for your loan or credit card before you sign an agreement. with the Personal Loan
- If you choose to combine your existing and new borrowing, you must take out at least an extra £1,000. The total of your new and existing loan must not exceed £50,000.
We'll never encourage you to borrow more than you can afford. We have lots of advice and guidance to help you get it right.
If you’re looking to borrow money, it’s important that you make the right choice for your circumstances. Other borrowing options may be suitable for your needs.
How much we lend and the rate available are subject to our assessment of your circumstances.
We can help you manage your loan
If you’re registered for Internet Banking, you can view transactions or pay off your loan early.
It only takes a few minutes to register for Internet Banking, and you can log on as soon as you’re finished.
Register for Internet BankingRegister for Internet Banking
Having problems meeting your repayments?
If you’re having temporary or long-term financial difficulties and paying off your loan is a struggle, it’s always better to let us know, as we’ll do everything we can to help.
Call us on 0800 389 8766
Available 8am - 9pm Mon - Fri, 9am - 5pm Sat.
Or pop into any of our branches.
If you already have a loan with us, we have a range of options and tools to help you manage it.