Before you apply, you can get a personalised quote – your credit score is not affected, as we do not conduct a credit check. In most cases, we'll tell you how much you could borrow and if you're likely to be approved, before you apply.
When you apply for a debt consolidation loan, we will perform a credit check. This is to help us understand how likely you are to pay the loan back.
Applying for credit will affect your credit score. Whether this is a negative impact will depend on your past credit history and personal circumstances. For example, applying for credit several times within a short space of time may have a negative effect on your score.