Our loan calculator can show you how taking repayment holidays could change the end date of your loan and the amount of interest paid overall. It can also show how making additional payments can help you get back on track after a repayment holiday.
You’ll need your loan balance, regular monthly payment amount and the APR of your loan for the next sections. The easiest way to check these is in Internet Banking or the mobile app. Alternatively, you can find your monthly repayment amount on the bank statement where the loan Direct Debits are paid from, and the APR on your loan agreement paperwork.