Thinking of giving your home a fresh look? Our Personal Loan could help with anything from a new kitchen to a loft extension.
You could borrow £10,000 over 48 months with 48 monthly repayments of £225.04. Total amount repayable will be £10,801.92. Representative 3.9% APR, annual interest rate (fixed) 3.83%.
This representative APR applies to loans of £7,500 to £25,000 over 1 to 5 years. Other terms and loan amounts are available at different rates. If you qualify for a loan we'll tell you the rate that applies when you get your personalised quote. The maximum APR you could be offered is 29.9% APR
A Loan from Lloyds Bank could help to pay for part, or even all of your home improvements.
Alongside giving your house a fresher look, many types of home improvements can often add value to your home. These commonly include:
If you’re thinking about making improvements to add value to your home, it might be worth a chat with a local estate agent to find out what people house-hunting in your area are looking for.
Make sure you research all the options available to you – there are a number of websites which can help you decide, such as Which?, who can provide independent guidance and product reviews. There are also many websites available to help you find reliable tradespeople who've been reviewed by other customers.
Find out more information on government guidelines around planning permission.
If you’ve done your research and have decided a loan is the best option for you, a Loan from Lloyds Bank might be able to help you finance your home improvements and other large purchases you might make.
We’ll never encourage you to borrow more than you can afford. To help you get it right, we have lots of help and guidance.
Log on to Internet Banking to get a personalised quote. It takes around one minute, and in the majority of cases we'll tell you how much you can borrow and if you're likely to be approved before you apply. This wont impact your credit scoreCloseCredit scoreYour history with credit is summarised into your credit score. Having a long history of paying your loans, bills and credit cards on time means you’re more likely to have a high credit score. Missing payments or defaulting on loans, borrowing and bills is likely to result in a lower score. When you apply for a loan or credit card, the financial institution will look at your credit score to see how risky the deal would be for them. They use this information to help decide whether to offer you credit, and if so, what kind of interest rate and terms you'll receive..
If you then apply for a loan, we could give you a decision in around five minutes.
Your local branch will be happy to help you apply for a Loan. We'll usually be able to give you an answer and transfer the money into your account the same day.