Features and benefits

  • You could receive a rate as low as 3.9% APR RepresentativeCloseAPRAPR stands for the Annual Percentage Rate of charge. You can use it to compare different credit and loan offers. We will tell you the APR for your loan or credit card before you sign an agreement. if you borrow £7,500 – £25,000 over one to five years
  • Other options are available to borrow from £1,000 - £50,000 over one to seven years
  • No credit search required to get a personalised quote
  • You can make additional payments whenever you want to with no extra charge
  • Money transferred into your account instantly if you apply online between 9am – 6:30pm
  • You have the option to apply for up to two repayment holidays a year, subject to approval.

You can apply if you are:

  • registered for Lloyds online banking
  • a Lloyds bank account holder for at least one month
  • over 18 years old
  • a UK resident.

Representative example

You could borrow £10,000 over 48 months with 48 monthly repayments of £225.04. Total amount repayable will be £10,801.92. Representative 3.9% APR, annual interest rate (fixed) 3.83%.

This representative APR applies to loans of £7,500 to £25,000 over 1 to 5 years. Other terms and loan amounts are available at different rates. If you qualify for a loan we'll tell you the rate that applies when you get your personalised quote. The maximum APR you could be offered is 29.9% APR

Please keep in mind:

  • The Personal loan is available online only. Apply online and manage your loan through internet banking
  • How much we lend and the rate available are subject to our assessment of your circumstances
  • If you make an early settlement on the Personal Loan, we will charge up to 58 days’ interest
  • Repayment holidays are available if you meet certain conditions. Interest will be charged if you take a repayment holiday, so you’ll pay more interest overall and your term will be extended

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