Personal Loan


  • Apply for and manage your loan exclusively online*
  • Make additional payments whenever you want
  • You could get up to 2 repayment holidays a year**

How much we lend and the rate available are subject to our assessment of your circumstances. You must be 18 years of age or over and a UK resident.

*You can manage your loan online between the hours of 8am and 10pm.

** You can request up to 2 repayment holidays a year. Interest will be charged if you take a break from your repayments, your original term will be extended and you will pay more interest overall. The two one-month repayment holidays cannot be taken consecutively. Repayment holidays are available if you meet certain conditions. Please contact us at least 5 working days before your next loan repayment is due for this to be applied to your next repayment.

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Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).

Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065.