Looking for a personal loan but not sure how much your repayments might be? Use our handy loans calculators to find out.
Our unsecured personal loan can be used for many purposes, whether you’re planning some home improvements, getting your finances in order or thinking about buying a new car.
How much we lend and the rate available are subject to our assessment of your circumstances.
Your personal rate will depend on the loan amount and term you request and your personal circumstances. In order to get your personal rate, please log in to Internet Banking or select the “Get your personal quote” option.
For the amount and term selected the majority of customers are expected to receive the APR illustrative rate or lower.
For loan terms more than 5 years log in to get a personalised quotation - it will only take a minute and there's no credit footprint.
Our loans are available to Lloyds Bank current account holders who have had an account for at least one month.
If you are applying online, the funds will be transferred to your bank account immediately between the hours of 9:00am and 8:30pm, or before 9am the following day outside these times.
Surprises come in all shapes and sizes. From an unexpected expense to a new opportunity, there are times when you might need quick access to funds. Our Personal Loan could help you get the money you need, when you need it most.
The Personal Loan comes with a variety of options to help meet your needs. You can manage your loan online with Internet Banking, where you can:
We’ll never encourage you to borrow more than you can afford. To help you get it right, we have lots of help and guidance.
The factors we consider when setting your Personal Loan rate include:
Your local branch will be happy to help you apply for our Loan. We'll usually be able to give you an answer and transfer the money into your account the same day.
Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Authorisation can be checked on the Financial Services Register at www.fca.org.ukVisit the Financial Conduct Authority website. Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).
Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065.
Calls may be monitored or recorded.