Looking for a personal loan but not sure how much your repayments might be? Use our handy loans calculators to find out.
In the majority of cases we’ll tell you how much you could borrow and if you’re likely to be approved when you get your quote. This wont impact your credit score.
How much we lend and the rate available are subject to our assessment of your circumstances.
Your personal rate will depend on the loan amount and term you request and your personal circumstances. In order to get your personal rate, please log in to Internet Banking or select the “Log on to get a quote” option.
Our loans are available to Lloyds Bank current account holders who have had an account for at least one month.
Surprises come in all shapes and sizes. From an unexpected expense to a new opportunity, there are times when you might need quick access to funds. Our Personal Loan could help you get the money you need, when you need it most.
The Personal Loan comes with a variety of options to help meet your needs. You can manage your loan online with Internet Banking, where you can:
We’ll never encourage you to borrow more than you can afford. To help you get it right, we have lots of help and guidance.
The factors we consider when setting your Personal Loan rate include:
Log on to Internet Banking to get a personalised quote. It takes around one minute, and in the majority of cases we'll tell you how much you can borrow and if you're likely to be approved before you apply. This wont impact your credit scoreCloseCredit scoreYour history with credit is summarised into your credit score. Having a long history of paying your loans, bills and credit cards on time means you’re more likely to have a high credit score. Missing payments or defaulting on loans, borrowing and bills is likely to result in a lower score. When you apply for a loan or credit card, the financial institution will look at your credit score to see how risky the deal would be for them. They use this information to help decide whether to offer you credit, and if so, what kind of interest rate and terms you'll receive..
If you then apply for a loan, we could give you a decision in around five minutes.
Not registered for Internet Banking yet? Register now
Your local branch will be happy to help you apply for our Loan. We'll usually be able to give you an answer and transfer the money into your account the same day.
Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Authorisation can be checked on the Financial Services Register at www.fca.org.ukVisit the Financial Conduct Authority website. Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).
Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065.
Calls may be monitored or recorded.