• You can make payments to your credit card account at any time, but you need to pay at least the minimum amount shown on your statement each month.
  • If you can't pay the whole statement balance, it's a good idea to pay as much as you can. It may help to keep any interest costs down.
  • If you only make the minimum payment each month, it will take longer and cost you more to pay off your balance.
  • If you miss a payment, you are likely to be charged a late fee and damage your credit rating. You could also lose any promotional rates on your credit card and have to pay the standard interest rate instead.
  • Set up a regular Direct Debit payment and we’ll automatically claim your selected payment amount when it’s due.
  • If a Direct Debit isn’t taken for 37 months, it will become inactive, and your bank or building society will remove the details from their systems. If this happens, you’ll need to set up a new one.
  • You can also make payments in other ways. For example, from a bank account, with a debit card, by cheque or with cash at a branch. You can do this even if you have a Direct Debit set up.
  • If you choose to make one-off payments, make sure the method you use will get your payment to us on time.