Switch your current account to us in just 7 working days, using our stress-free process

Whether you want to move to Lloyds Bank or you already bank with us, switching is easy. Our team will do everything to make sure your switch runs smoothly, including transferring all your Direct Debits and standing orders to your new account.

You'll be able to switch your account to us at the end of your online application.

Here's how the process works

  • Working day 1
    The switching begins. We make contact with your old bank to arrange the switch.
  • Working day 2
    We’ll let you know your old bank has received your request. We then start transferring your payments to your new Lloyds Bank account.
  • Working day 3-5
    It will take a couple of days to switch over your payment arrangements, and make sure your Lloyds Bank account is ready to go for the switch date.
  • Working day 6
    If you’re clearing a debit balance at your old account, you’ll need to make sure there are enough funds in your Lloyds Bank account to cover the transfer.
  • Working day 7
    Congratulations, your switch is complete. Your balance is transferred and your old account is closed.
  • After you switch
    We'll arrange for payments accidentally made to your old account to be automatically redirected to your new account. We'll also contact the sender and give them your new account details.

switch guarantee

Current Account Switch Guarantee

We have designed the Current Account Switch Service to let you switch your current account from one bank or building society to another in a simple, reliable and stress-free way. It will only take seven working days. As your new current account provider we offer the following guarantee.

The service is free to use and you can choose and agree your switch date with us.

We'll take care of moving all your payments going out (for example, your Direct Debits and standing orders) and those coming in (for example, your salary).

If you have money in your old account, we'll transfer it to your new account on your switch date.

We'll arrange for payments accidentally made to your old account to be automatically redirected to your new account. We'll also contact the sender and give them your new account details.

If there are any issues in making the switch, we'll contact you before your switch date.

If anything goes wrong with the switch, as soon as we are told, we'll refund any interest (paid or lost) and charges made on either your old or new current accounts as a result of this failure.

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