• Borrow between £1,000 and £50,000. You can choose to pay this back over a repayment term of 1 to 7 years. The longer the term, the more interest you’ll pay.
  • 6.9% APR representative. This applies to loans from £7,500 to £25,000 over 1 to 5 years. We offer other loan amounts and terms, with rates from 6.0% APR, subject to status.
  • Money when you want it. If your loan application is approved, the money could be in your account the same day, 9am to 8.30pm, or by 9am the next day.
  • Fixed interest. With a fixed rate loan, you know exactly how much you’ll be paying each month. This can help you plan and budget for your repayments.
  • Repayment holidays. Subject to approval, you can apply for up to 2 repayment holidays of 1 month each, provided they are not taken back‑to‑back, within a rolling 12-month period. Just be aware that daily interest will still be charged and your loan term will be extended, which will increase your overall borrowing costs.
  • Make extra payments at any time. This could help to reduce your loan term and borrowing costs. We won’t charge extra for making extra payments.
  • Pay off your loan early. You can repay your loan in full if you want to. Just be aware we might charge up to 58 days’ interest for early settlement.
  • Manage your loan online. Keep track using online banking or the Lloyds app.
  • Borrow between £1,000 and £50,000. You can choose to pay this back over a repayment term of 1 to 7 years. The longer the term, the more interest you’ll pay.
  • 6.9% APR representative. This applies to loans from £7,500 to £25,000 over 1 to 5 years. We offer other loan amounts and terms, with rates from 6.0% APR, subject to status.
  • Money when you want it. If your loan application is approved, the money could be in your account the same day, 9am to 8.30pm, or by 9am the next day.
  • Fixed interest. With a fixed rate loan, you know exactly how much you’ll be paying each month. This can help you plan and budget for your repayments.
  • Repayment holidays. Subject to approval, you can apply for up to 2 repayment holidays of 1 month each, provided they are not taken back‑to‑back, within a rolling 12-month period. Just be aware that daily interest will still be charged and your loan term will be extended, which will increase your overall borrowing costs.
  • Make extra payments at any time. This could help to reduce your loan term and borrowing costs. We won’t charge extra for making extra payments.
  • Pay off your loan early. You can repay your loan in full if you want to. Just be aware we might charge up to 58 days’ interest for early settlement.
  • Manage your loan online. Keep track using online banking or the Lloyds app.