The challenging times we’re all experiencing means we’re getting a lot more calls than usual and our call times are longer. So we can support people in the most vulnerable situations, we ask that you only call us if your enquiry is urgent. You can still use our online and mobile banking services and our automated service.

 

Moving your mortgage to us

You could lose your home if you don’t keep up your mortgage repayments

Move your mortgage to us in two steps

1.  Apply for an Agreement in Principle

To remortgage to us, you start with applying for an Agreement In Principle. It indicates if we could lend you the amount you have requested, there is no charge and no obligation to continue with a full mortgage application.

Applying for an Agreement in Principle is easy. Use our mortgage calculator to view our current deals, from here you can apply for your Agreement in Principle. Conveniently you can apply for your Agreement in Principle online even if you want to go on to complete your full mortgage application over the phone or in branch.

Back to the mortgage calculator

2.  Start your full mortgage application

Once you have your Agreement in Principle, you can start your full mortgage online, in branch or over the phone. The same deals will be available no matter how you apply.

If you continue with your full application online you will have to make your own choice about the most suitable mortgage  for you. By applying online, you’re making the decision not to receive advice from one of our qualified mortgage advisers. At the start of your application we’ll ask some questions to confirm that you’re eligible to proceed online.

If you start your application online, you can change your mind at any time and receive advice from one of our mortgage advisers in branch or over the phone.

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

Telephone calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.