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£200 cashback

First home, moving home or switching your mortgage to us from another lender?

As a Club Lloyds current account customer you’ll receive £200 cashback when you complete on a qualifying mortgage.

Keep in mind

  • You must have a Club Lloyds current account open before you take out your mortgage
  • Cashback paid on completion through conveyancer
  • Offer can be withdrawn at any time
  • Excludes: Product Transfers and Additional Borrowing.
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Already have a Lloyds Bank mortgage?

As a Club Lloyds current account customer you could take advantage of an exclusive 0.20% discount off your initial fixed rate, when you switch to a new mortgage deal.

Switch to a new deal

Keep in mind

  • You must have a Club Lloyds current account open at the time of mortgage application
  • This discount does not apply to Negative Equity
  • Offer can be withdrawn at any time.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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Find out how much you could borrow

Our mortgage calculator gives you an idea of what you could borrow and shows the current interest rates. You can also compare monthly payments.

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You’re ready to start viewing properties

You'll find it helpful to apply for an Agreement in Principle (AIP). There’s no charge for this, and no obligation to apply for your mortgage with us.

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You’ve had an offer accepted on a property

Please complete an Agreement in Principle with us, then you can either call us on 0800 783 3534, or book an appointment online to speak to a mortgage adviser.

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Don’t have a Club Lloyds account?

Apply today and you could also get

  • 1.00% AERCloseAnnual Equivalent RateThe Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded each year. The AER allows you to compare different offers easily. / 0.99% annual grossCloseGross rateGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. on balances from £1 up to and including £3,999.99. 2.00% AERCloseAnnual Equivalent RateThe Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded each year. The AER allows you to compare different offers easily. / 1.98% annual grossCloseGross rateGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. on balances from £4,000 up to and including £5,000.

    Interest is calculated daily, and paid monthly, but will not be paid in any month you do not have two separate Direct Debits paid from your account, or on amounts over £5,000.
  • Get £125 when you switch - Just use the Current Account Switch Service to switch over to a new Club Lloyds account. It'll only take seven working days, and you'll get £125 by the time it's done.

    This offer is for new Club Lloyds and Club Lloyds Platinum accounts opened between 1 October 2019 and 5 November 2019. Terms and conditions apply.
  • No fee, or £3 per month. No monthly account fee if you pay in £1,500 each month. If you pay less than £1,500 it will cost you £3 each month.
  • Great benefits. Each year you can choose either 6 cinema tickets, an annual magazine subscription, or annual Gourmet Society membership.

Find out more

To qualify for the £125 switching offer (“the offer”) you must use the ‘Current Account Switch Service’ and meet the following conditions:

  • Use the 'Current Account Switch Service' to switch into a new Club Lloyds Account (£3 Monthly maintaining the account fee) or a Club Lloyds Platinum Account (£19 Monthly maintaining the account fee & £3 Monthly maintaining the account fee). The new account must be opened between the 01/10/19 and the 05/11/19
  • Use the ‘Current Account Switch Service’ to transfer all the active credits and debits from the bank account that you hold with another bank and close this account.

 You are not eligible for the offer if:

  • You are switching to any existing Lloyds current account opened prior to the 01/10/19
  • You are switching to a new Classic Account, Platinum Account, Student Account, Under 19’s Account or a Basic Account
  • The bank you are switching from does not participate in the Current Account Switch Service. To find out more visit www.currentaccountswitch.co.uk
  1. The offer applies to applications received in branch, online or by phone from the 01/10/19 to 05/11/19. The offer is subject to change and can be withdrawn without notice at any time.
  2. The offer does not automatically guarantee an arranged overdraft and any application will be subject to status. If your account has an arranged overdraft you will not pay a daily arranged overdraft fee for 3 months provided you stay within your arranged overdraft limit.
  3. After 3 months, or if you change your account, you will be charged daily arranged overdraft fees applicable to the account you hold if you use your arranged overdraft. Please see the Bank accounts and switching to us leaflet for full details on arranged overdraft fees. You will have been given this when you opened your account, but if you would like another one, please ask in branch or look at https://www.lloydsbank.com/current-accounts/all-accounts
  4. Only one offer is available per customer. Joint accounts will only be eligible for one payment.
  5. The offer will be paid directly into your account by the time your switch has completed and will appear as a cash credit. The offer is not available to employees of Lloyds Banking Group, or if the employee is named on any bank account held in joint names.