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Exclusive offer for Club Lloyds customers

As a Club Lloyds current account customer you’ll receive an exclusive 0.20% discount off your fixed rate mortgage – saving you money on your monthly mortgage payment.

Here’s an example of what you could save

A fixed rate of 2.78% is reduced to 2.58% when the 0.20% Club Lloyds discount is applied. Based on a repayment mortgage of £170,000 on a 5 year fixed rate product, you would save £17.16 each month, which results in a saving of £1029.60 over the initial 5 year period.

Keep in mind

  • You must have a Club Lloyds current account open at the time of mortgage application
  • This discount does not apply to Negative Equity
  • Minimum loan amount £25,000
  • Offer can be withdrawn at any time.

Representative example

A mortgage of £170,000 payable over 25 years, initially on a fixed rate for 5 years at 2.58% and then on our lender variable rate of 4.24% for the remaining 20 years, would require 60 monthly payments of £767.92 followed by 240 monthly payments of £889.49. The total amount payable would be £259,551.61 made up of the loan amount, plus interest (£89,551.61).

The overall cost for comparison is 3.6% APRC representative.

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Find out how much you could borrow

Our mortgage calculator gives you an idea of what you could borrow and shows the current interest rates. You can also compare monthly payments.

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You’re ready to start viewing properties

You’ll find it helpful to have an Agreement in Principle (AIP). There’s no charge for this, and no obligation to apply for your mortgage with us.

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You’ve had an offer accepted on a property

Please complete an Agreement in Principle with us, then you can either call us on 0800 783 3534, or book an appointment online to speak to a mortgage adviser.

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Don’t have a Club Lloyds account?

Apply today and you could also get

  • 1.5% AER (1.49% gross p.a.) variable credit interest. On balances of £1 to £5,000 when you pay out two separate direct debits each month.
  • No fee, or £3 per month. No monthly account fee if you pay in £1,500 each month. If you pay less than £1,500 it will cost you £3 each month.
  • Great benefits. Each year you can choose either 6 cinema tickets, an annual magazine subscription, or annual Gourmet Society membership.

Find out more