If you are coming to the end of your mortgage, credit card or loan payment holiday, we will contact you before it ends, there is no need to call us. You can use our coronavirus support tool to find the right solution for your needs and confirm what you would like to do in a few simple steps.

 

£200 cashback

First home, moving home or switching your mortgage to us from another lender?

As a Club Lloyds current account customer you’ll receive £200 cashback when you complete on a qualifying mortgage.

Keep in mind

  • You must have a Club Lloyds current account open before you take out your mortgage
  • Cashback paid on completion through conveyancer
  • Offer can be withdrawn at any time
  • Excludes: Product Transfers and Additional Borrowing.

Already have a Lloyds Bank mortgage?

As a Club Lloyds current account customer you could take advantage of an exclusive 0.20% discount off your initial fixed rate, when you switch to a new mortgage deal.

Switch to a new deal

Keep in mind

  • You must have a Club Lloyds current account open at the time of mortgage application
  • This discount does not apply to Negative Equity
  • Offer can be withdrawn at any time.

You could lose your home if you don’t keep up your mortgage repayments

Find out how much you could borrow

Our mortgage calculator gives you an idea of what you could borrow and shows the current interest rates. You can also compare monthly payments.

Mortgage calculator

You’re ready to start viewing properties

You'll find it helpful to apply for an Agreement in Principle (AIP). There’s no charge for this, and no obligation to apply for your mortgage with us.

Agreement in Principle

You’ve had an offer accepted on a property

Please complete an Agreement in Principle with us, then you can either call us or book an appointment online to speak to a mortgage advisor.

Contact us

Don’t have a Club Lloyds account?

Get £100 in 10 working days when you switch to a Club Lloyds Account or Club Lloyds Platinum Account using the Current Account Switch Service. Offer ends 9th November 2020. T&Cs apply.

Apply today and you could also get

  • 0.60% AERAnnual Equivalent RateThe Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded each year. The AER allows you to compare different offers easily. (0.60% grossCloseGross rateGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a.) variable credit interest on balances from £1 up to and including £3,999.99. 1.50% AERCloseAnnual Equivalent RateThe Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded each year. The AER allows you to compare different offers easily. (1.49% grossCloseGross rateGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a.) variable on balances from £4,000 up to and including £5,000.

    Interest is calculated daily, and paid monthly, but will not be paid in any month you do not have two separate Direct Debits paid from your account, or on amounts over £5,000.
  • No fee, or £3 per month. No monthly fee for maintaining the account if you pay in £1,500 each month. If you pay less than £1,500 it will cost you £3 each month.
  • Great benefits. Each year you can choose either 12 digital movie rentals, an annual digital Gourmet Society membership, 6 cinema tickets, or an annual magazine subscription.
Find out moreabout Club Lloyds
  • To qualify for the £100 switching offer (“the offer”) use the ‘Current Account Switch Service’ to switch to a Club Lloyds Account or Club Lloyds Platinum Account between the 09/09/20 and the 09/11/20. The following conditions apply:

    • Use the ‘Current Account Switch Service’ to transfer all the active credits and debits from the bank account that you hold with another bank and close your old account with the other bank.
    • The switch must be into a Club Lloyds Account (£3 monthly maintaining the account fee) or a Club Lloyds Platinum Account (£21 monthly maintaining the account fee & £3 monthly maintaining the account fee) and happen between the 09/09/20 and the 09/11/20.

     You are not eligible for the offer if:

    • You open and switch to any account other than a Club Lloyds Account or a Club Lloyds Platinum Account.
    • Since April 2018 you received a switching offer for switching to a Club Lloyds Account or Club Lloyds Platinum Account.
    • The bank you are switching from does not participate in the Current Account Switch Service. To find out more visit www.currentaccountswitch.co.uk
    1. The offer applies to switches received in branch, online or by phone from the 09/09/20 to the 09/11/20. The offer is subject to change and can be withdrawn without notice at any time.
    2. The offer does not automatically guarantee an arranged overdraft and any application will be subject to status. If your account has an arranged overdraft you will not pay any daily arranged overdraft interest for 3 months.
    3. After 3 months, or if you change your account, you will be charged daily arranged overdraft interest applicable to the account you hold if you use your arranged overdraft. Please see the Bank accounts and switching to us leaflet for full details on arranged overdraft interest. You will have been given this when you opened your account, but if you would like another one, please ask in branch or look at https://www.lloydsbank.com/current-accounts/all-accounts
    4. Only one offer is available per customer. Joint accounts will only be eligible for one payment.
    5. The offer will be paid directly in your account within 10 working days of your switch starting and will appear as a cash credit. The offer is not available to employees of Lloyds Banking Group, or if the employee is named on any bank account held in joint names.