If you are coming to the end of your mortgage, credit card or loan payment holiday, we will contact you before it ends, there is no need to call us. You can use our coronavirus support tool to find the right solution for your needs and confirm what you would like to do in a few simple steps.

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    CLUB LLOYDS OFFERS

    As a Club Lloyds current account customer you can take advantage of exclusive offers when you complete on a qualifying mortgage with us

    £200 cashback

    First home, moving home or switching your mortgage to us from another lender?

    As a Club Lloyds current account customer you’ll receive £200 cashback when you complete on a qualifying mortgage.

    Keep in mind

    • You must have a Club Lloyds current account open before you take out your mortgage
    • Cashback paid on completion through conveyancer
    • Offer can be withdrawn at any time
    • Excludes: Product Transfers and Additional Borrowing.

    Already have a Lloyds Bank mortgage?

    As a Club Lloyds current account customer you could take advantage of an exclusive 0.20% discount off your initial fixed rate, when you switch to a new mortgage deal.

    Switch to a new deal

    Keep in mind

    • You must have a Club Lloyds current account open at the time of mortgage application
    • This discount does not apply to Negative Equity
    • Offer can be withdrawn at any time.

    You could lose your home if you don’t keep up your mortgage repayments

    Find out how much you could borrow

    Our mortgage calculator gives you an idea of what you could borrow and shows the current interest rates. You can also compare monthly payments.

    Mortgage calculator

    You’re ready to start viewing properties

    You'll find it helpful to apply for an Agreement in Principle (AIP). There’s no charge for this, and no obligation to apply for your mortgage with us.

    Agreement in Principle

    You’ve had an offer accepted on a property

    Please complete an Agreement in Principle with us, then you can either call us or book an appointment online to speak to a mortgage advisor.

    Contact us

    Don’t have a Club Lloyds account?

    Apply today and you could also get

    • 1.00% AERCloseAnnual Equivalent RateThe Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded each year. The AER allows you to compare different offers easily. / 0.99% grossCloseGross rateGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a. on balances from £1 up to and including £3,999.99. 2.00% AERCloseAnnual Equivalent RateThe Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded each year. The AER allows you to compare different offers easily. / 1.98% grossCloseGross rateGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a. on balances from £4,000 up to and including £5,000.

      Interest is calculated daily, and paid monthly, but will not be paid in any month you do not have two separate Direct Debits paid from your account, or on amounts over £5,000.

      • From 1 October 2020, the variable rates of interest you can earn on credit balances are changing. The current interest rate of 1.00% AERAnnual Equivalent RateAER means Annual Equivalent Rate. This illustrates what the interest rate would be if interest was paid and compounded each year and allows you to easily compare different offers. (0.99% grossGross RateGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a.), payable on balances from £1 to £3,999.99, is changing to 0.60% AERAnnual Equivalent RateAER means Annual Equivalent Rate. This illustrates what the interest rate would be if interest was paid and compounded each year and allows you to easily compare different offers./grossGross RateGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a. The current rate of 2.00% AERAnnual Equivalent RateAER means Annual Equivalent Rate. This illustrates what the interest rate would be if interest was paid and compounded each year and allows you to easily compare different offers. (1.98% grossGross RateGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a.) payable on the part of any balance from £4,000 up to and including £5,000, is changing to 1.50% AERAnnual Equivalent RateAER means Annual Equivalent Rate. This illustrates what the interest rate would be if interest was paid and compounded each year and allows you to easily compare different offers. (1.49% grossGross RateGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a.). Full details can be found in the Guide to Changes (PDF).

    • No fee, or £3 per month. No monthly account fee if you pay in £1,500 each month. If you pay less than £1,500 it will cost you £3 each month.
    • Great benefits. Each year you can choose either 12 digital movie rentals, an annual digital Gourmet Society membership, 6 cinema tickets, or an annual magazine subscription.
    Find out moreabout Club Lloyds