First time buyer

There’s a lot to think about when buying your first home – especially getting a mortgage. But you don’t have to do it alone. We're here to help every step of the way.

Club Lloyds customers can get 0.20% off any fixed rate from our range. The deal you selected on Money.co.uk already includes this discount.

Keep in mind

  • You must have a Club Lloyds current account open at the time of mortgage application

Offer can be withdrawn an any time.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Why buy your home with us?

  • Quick and easy to apply by phone
  • See if you're eligible and how much you could borrow with our Agreement in Principle (AIP)
  • We'll only do a soft credit check for your AIP, which won't affect your credit rating or your ability to borrow in the future
  • Our mortgage advisers are ready to support you every step of the way
  • Basic legal work arranged and paid for by us
  • We won't charge a fee to value your property

Your Agreement in Principle is subject to a full mortgage application and the amount we could lend you isn't guaranteed.

How to apply

Some of the rates you may have seen are exclusive to Money.co.uk and are not available online, in branch or by calling any other number. Rates are subject to change.

You can only apply for this special rate by calling 0345 601 6734.

We’re open from 8am-8pm Monday to Friday and 9am-4pm on Saturdays. We’re closed on Sundays and Bank Holidays.