Internet and mobile banking are great tools to help you stay in control of your finances, but did you know that you can also receive text alerts?
If you are not already registered for our free text alert service, here are four ways it can help you stay on top of your finances.
To help prevent getting caught out with low funds, you can set up text alerts when you have hit your predetermined low limit. This means you‘ll know if you need to move money into your account before your retail therapy*, or adjust your immediate spending plans.
More than 1/3 said they would drop into their overdraft at some point in the calendar month1.
By setting an upper limit alert for your current account, you can be notified when money coming in reaches that figure. This alert lets you know you’ve saved the deposit for a future purchase or that you should transfer the extra money across to your savings. Of course, you could always spend the surplus to treat yourself. If you are using the mobile banking app, transferring the money is easy and can be done on the go.
We all know how easy it is to spend more than we meant to, but it’s important to keep on top of your bank balance. It helps you budget effectively and stay in control of your finances.
That’s why we offer a weekly balance text alert direct to your phone. You choose the day and time of the text, and we’ll send you the current balance and a list of the last six transactions made. Staying on top of your account balance has never been easier.
Consumers are 24% less likely to incur unarranged overdraft charges if they use a text alert service2.
While it can be handy to use your card internationally, extra peace of mind may be needed to reduce the impact of unauthorised transactions. That is why we offer text alerts when overseas payments from your account occur. If the transaction is suspicious, you can notify us immediately to help prevent further fraud from taking place.
1.6 billion – the number of international purchases per month made on debit cards by UK residents in 20163.
To register for free text alerts, visit your local branch, or log into your Internet Banking and select ‘your profile’ then ‘text alerts’. Remember to check your contact details to ensure we have the right mobile number to send the alerts to.
If you’re registered for Internet Banking, you can sign in and register for text alerts now.
*If you do go over your limit, you have until 3:30pm (UK time) that day to arrange a planned overdraft or to pay in enough money to cover all your payments.
Log in select ‘your profile’ then ‘text alerts’ and follow the simple instructions
Visit your local branch
Call our telephone banking and tell us your six digit security code
Not registered for Internet Banking yet
You will need to register to set up text alerts
For more information about our text alerts, visit our text alerts page
For advice when travelling abroad, read our top tips
More tips to avoid fraud can be found on our page about online security
More about our Mobile Banking app