You might want to discuss things like your investment options, your plans after you finish work, or legacy planning and inheritance tax.
But we understand everyone's goals are different. Which is why a conversation with one of our Private Banking and Advice Managers can be such a great way to get things in perspective.
Once they understand your personal goals, our advisers have the expertise to help you devise a financial strategy aimed at reaching them. They will assess the level of risk you're happy with, then work with you to draw up a financial plan that's right for you: one that's designed to help you and your family flourish.
An initial conversation with a Private Banking and Advice Manager will cost you nothing. And there is no obligation to take any of our services or products. For access to advice from a Private Banking and Advice Manager, you’ll need at least £250,000 in savings, investments and/or personal pensions and/or a sole annual income of at least £250,000. Before we provide you with any products or services, we will explain and agree with you what advice we can give, the products and services this advice covers and any charges that will apply.
Calls may be recorded or monitored Call costs may vary depending on your service provider Lines are open Mon, Wed, Fri - 9am to 5pm Tue and Thurs - 9am to 7pm. Sat - 9am to 1pm.
First, and most importantly, they'll get to know you. Your initial discussion is the first step in gaining a clear understanding of your current circumstances and future goals.
Working together, we'll plan ahead. After your first conversation your Private Banking and Advice Manager will start to map out a detailed financial strategy for you, recommending ways that we could best help you achieve your ambitions.
We'll put your plan in place. Once you're completely comfortable with the strategy, we will work with you to implement the plan.
And review it regularly. We recognise that times change, and your goals and circumstances may well change with them. Which is why your Private Banking and Advice Manager will remain as your point of contact. They'll be on hand to help you review and update your plan whenever it's appropriate.
Lloyds Bank Private Banking and Advice Manager
As a result of your discussions, it may be that your Private Banking and Advice Manager will put you in touch with the appropriate experts to benefit from specialist advice, or they may advise you on an investment plan suitable for you.
Tax guidance. Should your plan involve taking a fresh look at your tax situation, we can refer you to leading tax specialists EY LLP for impartial, professional tax advice.
Investment advice. All investment involves a degree of risk of course, but our experienced investment specialists will help you find the level that's right for you. We'll only recommend investments and products you feel comfortable with, and which suit your financial circumstances.