Person looking out of the window with their hands behind their head

We offer finance solutions to help you achieve your goals.

Our customers view lending as an invaluable tool to help grow their wealth and realise their ambitions. Which is why our experts look at each lending request on an individual basis and consider every aspect of the client's wealth to ensure we offer them the most suitable lending terms.

Some of the personal lending solutions we offer

  • We put each lending request in the hands of an expert.
  • We aim to identify the most suitable solution by considering your overall wealth, income, and viability of your proposal.
  • We offer flexible repayment options built around your income and planned asset disposals.
  • Pricing reflects the specific proposal details.
  • We can lend on an interest-only or a capital and interest basis.
  • If security is required, we can consider a wide range of assets.
  • Customers with large borrowing requirements benefit from a dedicated contact.
  • Our Specialist Lending service is available to anyone with a sole income of at least £100,000 or £250,000 or more in saving and/or investments, excluding personal pensions or property. Fees and charges will apply.
Short video - Introduction to Lloyds Bank Specialist Lending Service

Personal lending solutions

How much we lend, the period and rate available are subject to our assessment of the borrower’s circumstances. Specific eligibility criteria and conditions apply for certain types of lending. The borrower must be 18 or over and a UK resident to apply. Lending is subject to status and application. Security may be required. 

Image of Nigel Lanchbury

“At Lloyds Specialist Lending all our customers have one thing in common – their situation is unique. They use us because the off-the-shelf products just don’t meet their requirements. They need a lender with a wider perspective, one who can offer a solution to the problem they have identified and is able to consider their wealth in its entirety.”

Nigel Lanchbury
Private Banking Lending Manager

Why choose us?

Key documents

Contact us for a personal introduction

If you are an existing Private Banking customer please contact us on 0345 300 2750. Lines open 8am – 8pm, seven days a week.
Not all Telephone Banking services are available 24 hours a day, seven days a week.

If not and you are interested to find out more, please contact our team using the details below:

Call us on:
0800 085 9189

Calls may be monitored and recorded. Calls cost may vary depending on your service provider.


Request a convenient time for us to call you:

Request a call back

Service eligibility

Our Specialist Lending service is available to anyone with a sole income of at least £100,000 or £250,000 or more in savings and/or investments, excluding personal pensions or property.

Making sure you get a fair deal

We want you to find a product that's right for your circumstances, which is why we adhere to the Standards of Lending Practice, which are monitored and enforced by the Lending Standards Board.

To find out more you can read the statement of responsibilities, which details what's expected of us, the lender and you the borrower.

Please note that the Standards of Lending Practice only apply to our unsecured lending products.

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales, no. 2065. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 119278.

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