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Gold Service Account
|
Gold Service current account |
Interest paid annually |
|
|
|---|---|---|---|
Gold Service current account |
Interest paid annuallyAER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.% |
Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.% |
Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.% |
Gold Service current account£50,000 + |
Interest paid annually0.10 |
0.10 |
0.08 |
Gold Service current account£1+ |
Interest paid annually0.10 |
0.10 |
0.08 |
These interest rates were correct from 04/04/2005 to 02/10/2012.
Gold Service Plus Account
|
Regular Monthly Deposit |
|
Interest Paid Monthly |
|
|
|---|---|---|---|---|
Regular Monthly Deposit |
Balance |
Interest Paid MonthlyAER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.% |
Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.% |
Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.% |
Regular Monthly Deposit£1,000+ |
£1 - £2500* |
Interest Paid Monthly3.50 |
3.45 |
2.76 |
These interest rates were correct form 03/11/2008 to 02/10/2012.
Graduate Account - Credit
|
Graduate account |
Interest Paid Monthly |
|
|
|---|---|---|---|
Graduate account |
Interest Paid MonthlyAER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.% |
Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.% |
Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.% |
Graduate account£1+ |
Interest Paid Monthly0.00 |
0.00 |
0.00 |
These interest rates were correct from 29/09/2003 to 02/10/2012.
Graduate account – Planned and Unplanned Overdrafts
|
Graduate account |
% Per Month |
EAR % |
|---|---|---|
Graduate accountYear 1: £2,000+ |
% Per Month1.30 |
EAR %16.77 |
Graduate account£0 - £2,000 |
% Per Month0.00 |
EAR %0.00 |
Graduate accountYear 2: £1,500+ |
% Per Month1.30 |
EAR %16.77 |
Graduate account£0 - £1,500 |
% Per Month0.00 |
EAR %0.00 |
Graduate accountYear 3: £1,000+ |
% Per Month1.30 |
EAR %16.77 |
Graduate account£0 - £1,000 |
% Per Month0.00 |
EAR %0.00 |
These interest rates were correct from 12/11/2013 to 01/09/2016.
|
Graduate account |
% Per Month |
EAR % |
|---|---|---|
Graduate accountYear 1: £2,000+ |
% Per Month1.30 |
EAR %16.8 |
Graduate account£0 - £2,000 |
% Per Month0.00 |
EAR %0.00 |
Graduate accountYear 2: £1,500+ |
% Per Month1.30 |
EAR %16.8 |
Graduate account£0 - £1,500 |
% Per Month0.00 |
EAR %0.00 |
Graduate accountYear 3: £1,000+ |
% Per Month1.30 |
EAR %16.8 |
Graduate account£0 - £1,000 |
% Per Month0.00 |
EAR %0.00 |
These interest rates were correct from 01/08/2007 to 12/11/2013.
Platinum Account
|
Platinum current account |
Interest paid annually |
|
|
|---|---|---|---|
Platinum current account |
Interest paid annuallyAERAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.% |
GrossGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.% |
NetNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.% |
Platinum current account£50,000 + |
Interest paid annually0.10 |
0.10 |
0.08 |
Platinum current account£1+ |
Interest paid annually0.10 |
0.10 |
0.08 |
These interest rates were correct from 01/08/2007 to 02/10/2012.
Platinum Plus Account
|
Regular Monthly Deposit |
Interest Paid Monthly |
|
|
|
|---|---|---|---|---|
Regular Monthly Deposit |
Interest Paid MonthlyBalance |
AERAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.% |
GrossGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.% |
NetNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.% |
Regular Monthly Deposit£1,000+ |
Interest Paid Monthly£1 - £2500* |
3.50 |
3.45 |
2.76 |
These interest rates were correct from 03/11/2008 to 02/10/2012.
Premier Plus Account
|
Regular Monthly Deposit |
|
Interest Paid Monthly |
|
|
|---|---|---|---|---|
Regular Monthly Deposit |
Interest Paid MonthlyBalance |
AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. % |
GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % |
NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. % |
Regular Monthly Deposit£1,000+ |
Interest Paid Monthly£1 - £2500* |
3.50 |
3.45 |
2.76 |
|
Select current account |
Interest paid annually |
|
|
|---|---|---|---|
Select current account |
Interest paid annuallyAER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.% |
Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.% |
Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.% |
Select current account£1 + |
Interest paid annually0.10 |
0.10 |
0.08 |
These interest rates were correct from 01/03/2004 to 02/10/2012.
Select Plus Account
|
Regular Monthly Deposit |
Interest Paid Monthly |
|
|
|
|---|---|---|---|---|
Regular Monthly Deposit |
Interest Paid MonthlyBalance |
AER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.% |
Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.% |
Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.% |
Regular Monthly Deposit£1,000+ |
Interest Paid Monthly£1 - £2500* |
3.50 |
3.45 |
2.76 |
These interest rates were correct from 03/11/2008 to 02/10/2012.
Early Student Account
|
Early Student Account |
% Per Month |
EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.% |
|---|---|---|
Early Student Account£200+ |
% Per Month0.66 |
EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.%8.21 |
Early Student Account0-£200+ |
% Per Month0.00 |
EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.%0.00 |
These interest rates were correct from 16/03/2009 to 02/10/2012.
Student Account and Early Student Account – Planned and Unplanned Overdrafts
|
Student account |
% Per Month |
EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.% |
|---|---|---|
Student accountYear 1: £1,500+ |
% Per Month0.66 |
EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.%8.2 |
Student account£0 - £1,500 |
% Per Month |
EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.%0.0 |
Student accountYear 2: £1,500+ |
% Per Month0.66 |
EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.%8.2 |
Student account£0 - £1,500 |
% Per Month0.00 |
EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.%0.0 |
Student accountYear 3: £1,500+ |
% Per Month0.66 |
EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.%8.2 |
Student account£0 - £1,500 |
% Per Month0.00 |
EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.%0.0 |
Student accountYears 4, 5 & 6: £2,000+ |
% Per Month0.66 |
EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.%8.2 |
Student account£0 - £2,000 |
% Per Month0.00 |
EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.%0.0 |
These interest rates were correct from 01/08/2007 to 12/11/2013.
Personal Overdrafts – Planned and Unplanned Overdrafts
|
Account |
Interest paid monthly |
|
|---|---|---|
Account |
Interest paid monthly% Per Month |
EAR % |
AccountPremier Current Account |
Interest paid monthly1.20 |
15.43 |
AccountPlatinum Current Account |
Interest paid monthly1.34 |
17.28 |
AccountGold Service Current Account |
Interest paid monthly1.53 |
19.94 |
AccountSilver Current Account |
Interest paid monthly1.53 |
19.94 |
AccountClassic Account |
Interest paid monthly1.53 |
19.94 |
These interest rates were correct from 12/11/2013 to 01/09/2016.
|
Account |
Interest paid monthly |
|
|---|---|---|
Account |
Interest paid monthly% Per Month |
EAR % |
AccountClub Lloyds Current Account |
Interest paid monthly1.20 |
15.43 |
AccountClub Lloyds Silver Current Account |
Interest paid monthly1.34 |
17.28 |
AccountClub Lloyds Gold Current Account |
Interest paid monthly1.53 |
19.94 |
AccountSilver Current Account |
Interest paid monthly1.53 |
19.94 |
AccountClassic Account |
Interest paid monthly1.53 |
19.94 |
These interest rates were correct from 22/04/2014 to 01/09/2016.
|
Account |
Interest paid monthly |
|
|---|---|---|
Account |
Interest paid monthly% Per Month |
EAR % |
AccountPremier Plus Current Account |
Interest paid monthly0.98 |
12.43 |
AccountPremier Current Account |
Interest paid monthly0.98 |
12.43 |
AccountPlatinum Plus Current Account |
Interest paid monthly0.98 |
12.43 |
AccountPlatinum Current Account |
Interest paid monthly1.12 |
14.28 |
AccountGold Service Plus Current Account |
Interest paid monthly1.30 |
16.77 |
AccountGold Service Current Account |
Interest paid monthly1.34 |
17.32 |
AccountSelect Plus Current Account |
Interest paid monthly1.34 |
17.32 |
AccountSelect Current Account |
Interest paid monthly1.45 |
18.86 |
AccountSilver Current Account |
Interest paid monthly1.45 |
18.86 |
AccountClassic Plus Account |
Interest paid monthly1.45 |
18.86 |
AccountClassic Account, Current Account |
Interest paid monthly1.48 |
19.28 |
These interest rates were correct from 01/08/2007 to 12/11/2013.
The EAR does not take into account any additional charges (e.g. arrangement fees/securities charges/ monthly fees) which may be applicable.
Under 19s Account
|
Balance |
Interest Paid Quarterly |
|
|
|---|---|---|---|
Balance |
Interest Paid QuarterlyAER % |
Gross % |
Net % |
Balance£1 - £2,500 |
Interest Paid Quarterly2.50 |
2.47 |
1.98 |
Balance£2,501+ |
Interest Paid Quarterly0.1 |
0.1 |
0.08 |
These interest rates were correct from 23/11/2009 to 01/09/2016.
|
Under 19's account |
Interest Paid Quarterly |
|
|
|---|---|---|---|
Under 19's account |
Interest Paid QuarterlyAER % |
Gross % |
Net % |
Under 19's account£1+ |
Interest Paid Quarterly2.50 |
2.47 |
1.98 |
These interest rates were correct from 02/10/2012.
Vantage Interest Rates - for Classic Accounts or Added Value Accounts with the limited offer from 10 September 2012 - 31 October 2013
|
Balance |
Interest Paid Monthly |
|
|
|---|---|---|---|
Balance |
Interest Paid MonthlyAER % |
Gross % |
Net % |
Balance£1+ |
Interest Paid Monthly1.50 |
1.49 |
1.19 |
Balance£1,000 |
Interest Paid Monthly2.00 |
1.98 |
1.59 |
Balance£3,000+ |
Interest Paid Monthly3.00 |
2.96 |
2.37 |
Balance£5,000 up to £6,000 (when eligible application received by 31 October 2012) |
Interest Paid Monthly4.00 |
3.93 |
3.14 |
These interest rates are correct from 10/09/2012 to 31/10/2013
Important legal information
Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
Calls may be monitored or recorded to help us improve our quality of service.
PhoneBank® is a registered trademark of Lloyds Bank plc.