If you are coming to the end of your mortgage, credit card or loan payment holiday, we will contact you before it ends, there is no need to call us. You can use our coronavirus support tool to find the right solution for your needs and confirm what you would like to do in a few simple steps.

 

Gold Service Account

Gold Service current account

Interest paid annually

Gold Service current account

Interest paid annually

AER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.%

Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.%

Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.%

Gold Service current account

£50,000 +

Interest paid annually

0.10

0.10

0.08

Gold Service current account

£1+

Interest paid annually

0.10

0.10

0.08

These interest rates were correct from 04/04/2005 to 02/10/2012.

View current rates


  

Gold Service Plus Account

Regular Monthly Deposit

Interest Paid Monthly

Regular Monthly Deposit

Balance

Interest Paid Monthly

AER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.%

Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.%

Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.%

Regular Monthly Deposit

£1,000+

£1 - £2500*

Interest Paid Monthly

3.50

3.45

2.76

These interest rates were correct form 03/11/2008 to 02/10/2012.

View current rates


  

Graduate Account - Credit

Graduate account

Interest Paid Monthly

Graduate account

Interest Paid Monthly

AER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.%

Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.%

Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.%

Graduate account

£1+

Interest Paid Monthly

0.00

0.00

0.00

These interest rates were correct from 29/09/2003 to 02/10/2012.

View current rates


 

Graduate account – Planned and Unplanned Overdrafts

Graduate account

% Per Month

EAR %

Graduate account

Year 1: £2,000+

% Per Month

1.30

EAR %

16.77

Graduate account

£0 - £2,000

% Per Month

0.00

EAR %

0.00

Graduate account

Year 2: £1,500+

% Per Month

1.30

EAR %

16.77

Graduate account

£0 - £1,500

% Per Month

0.00

EAR %

0.00

Graduate account

Year 3: £1,000+

% Per Month

1.30

EAR %

16.77

Graduate account

£0 - £1,000

% Per Month

0.00

EAR %

0.00

These interest rates were correct from 12/11/2013 to 01/09/2016.

Graduate account

% Per Month

EAR %

Graduate account

Year 1: £2,000+

% Per Month

1.30

EAR %

16.8

Graduate account

£0 - £2,000

% Per Month

0.00

EAR %

0.00

Graduate account

Year 2: £1,500+

% Per Month

1.30

EAR %

16.8

Graduate account

£0 - £1,500

% Per Month

0.00

EAR %

0.00

Graduate account

Year 3: £1,000+

% Per Month

1.30

EAR %

16.8

Graduate account

£0 - £1,000

% Per Month

0.00

EAR %

0.00

These interest rates were correct from 01/08/2007 to 12/11/2013.

View current rates

 

Platinum Account

Platinum current account

Interest paid annually

Platinum current account

Interest paid annually

AERAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.%

GrossGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.%

NetNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.%

Platinum current account

£50,000 +

Interest paid annually

0.10

0.10

0.08

Platinum current account

£1+

Interest paid annually

0.10

0.10

0.08

These interest rates were correct from 01/08/2007 to 02/10/2012.

View current rates

 

Platinum Plus Account

Regular Monthly Deposit

Interest Paid Monthly

Regular Monthly Deposit

Interest Paid Monthly

Balance

AERAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.%

GrossGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.%

NetNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.%

Regular Monthly Deposit

£1,000+

Interest Paid Monthly

£1 - £2500*

3.50

3.45

2.76

These interest rates were correct from 03/11/2008 to 02/10/2012.

View current rates

 

Premier Plus Account

Regular Monthly Deposit

Interest Paid Monthly

Regular Monthly Deposit

Interest Paid Monthly

Balance

AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. %

GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. %

NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %

Regular Monthly Deposit

£1,000+

Interest Paid Monthly

£1 - £2500*

3.50

3.45

2.76

These interest rates were correct from 03/11/2008 to 02/10/2012.

View current rates

 

Select Account

Select current account

Interest paid annually

Select current account

Interest paid annually

AER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.%

Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.%

Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.%

Select current account

£1 +

Interest paid annually

0.10

0.10

0.08

These interest rates were correct from 01/03/2004 to 02/10/2012.

View current rates

 

Select Plus Account

Regular Monthly Deposit

Interest Paid Monthly

Regular Monthly Deposit

Interest Paid Monthly

Balance

AER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.%

Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.%

Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.%

Regular Monthly Deposit

£1,000+

Interest Paid Monthly

£1 - £2500*

3.50

3.45

2.76

These interest rates were correct from 03/11/2008 to 02/10/2012.

View current rates

 

Early Student Account

Early Student Account

% Per Month

EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.%

Early Student Account

£200+

% Per Month

0.66

EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.%

8.21

Early Student Account

0-£200+

% Per Month

0.00

EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.%

0.00

These interest rates were correct from 16/03/2009 to 02/10/2012.

View current rates

 

Student Account and Early Student Account – Planned and Unplanned Overdrafts

Student account

% Per Month

EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.%

Student account

Year 1: £1,500+

% Per Month

0.66

EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.%

8.2

Student account

£0 - £1,500

% Per Month

EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.%

0.0

Student account

Year 2: £1,500+

% Per Month

0.66

EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.%

8.2

Student account

£0 - £1,500

% Per Month

0.00

EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.%

0.0

Student account

Year 3: £1,500+

% Per Month

0.66

EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.%

8.2

Student account

£0 - £1,500

% Per Month

0.00

EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.%

0.0

Student account

Years 4, 5 & 6: £2,000+

% Per Month

0.66

EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.%

8.2

Student account

£0 - £2,000

% Per Month

0.00

EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.%

0.0

These interest rates were correct from 01/08/2007 to 12/11/2013.

 

Personal Overdrafts – Planned and Unplanned Overdrafts

Account

Interest paid monthly

Account

Interest paid monthly

% Per Month

EAR %

Account

Premier Current Account

Interest paid monthly

1.20

15.43

Account

Platinum Current Account

Interest paid monthly

1.34

17.28

Account

Gold Service Current Account

Interest paid monthly

1.53

19.94

Account

Silver Current Account

Interest paid monthly

1.53

19.94

Account

Classic Account

Interest paid monthly

1.53

19.94

These interest rates were correct from 12/11/2013 to 01/09/2016.

Account

Interest paid monthly

Account

Interest paid monthly

% Per Month

EAR %

Account

Club Lloyds Current Account

Interest paid monthly

1.20

15.43

Account

Club Lloyds Silver Current Account

Interest paid monthly

1.34

17.28

Account

Club Lloyds Gold Current Account

Interest paid monthly

1.53

19.94

Account

Silver Current Account

Interest paid monthly

1.53

19.94

Account

Classic Account

Interest paid monthly

1.53

19.94

These interest rates were correct from 22/04/2014 to 01/09/2016.

Account

Interest paid monthly

Account

Interest paid monthly

% Per Month

EAR %

Account

Premier Plus Current Account

Interest paid monthly

0.98

12.43

Account

Premier Current Account

Interest paid monthly

0.98

12.43

Account

Platinum Plus Current Account

Interest paid monthly

0.98

12.43

Account

Platinum Current Account

Interest paid monthly

1.12

14.28

Account

Gold Service Plus Current Account

Interest paid monthly

1.30

16.77

Account

Gold Service Current Account

Interest paid monthly

1.34

17.32

Account

Select Plus Current Account

Interest paid monthly

1.34

17.32

Account

Select Current Account

Interest paid monthly

1.45

18.86

Account

Silver Current Account

Interest paid monthly

1.45

18.86

Account

Classic Plus Account

Interest paid monthly

1.45

18.86

Account

Classic Account, Current Account

Interest paid monthly

1.48

19.28

These interest rates were correct from 01/08/2007 to 12/11/2013.

The EAR does not take into account any additional charges (e.g. arrangement fees/securities charges/ monthly fees) which may be applicable.

 

Under 19s Account

Balance

Interest Paid Quarterly

Balance

Interest Paid Quarterly

AER %

Gross %

Net %

Balance

£1 - £2,500

Interest Paid Quarterly

2.50

2.47

1.98

Balance

£2,501+

Interest Paid Quarterly

0.1

0.1

0.08

These interest rates were correct from 23/11/2009 to 01/09/2016.

Under 19's account

Interest Paid Quarterly

Under 19's account

Interest Paid Quarterly

AER %

Gross %

Net %

Under 19's account

£1+

Interest Paid Quarterly

2.50

2.47

1.98

These interest rates were correct from 02/10/2012.

 

Vantage Interest Rates - for Classic Accounts or Added Value Accounts with the limited offer from 10 September 2012 - 31 October 2013

Balance

Interest Paid Monthly

Balance

Interest Paid Monthly

AER %

Gross %

Net %

Balance

£1+

Interest Paid Monthly

1.50

1.49

1.19

Balance

£1,000

Interest Paid Monthly

2.00

1.98

1.59

Balance

£3,000+

Interest Paid Monthly

3.00

2.96

2.37

Balance

£5,000 up to £6,000 (when eligible application received by 31 October 2012)

Interest Paid Monthly

4.00

3.93

3.14

These interest rates are correct from 10/09/2012 to 31/10/2013

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

Telephone calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.

PhoneBank® is a registered trademark of Lloyds Bank plc.