Private Banking previous rates

Interest paid before 6 April 2016 will have been paid net (unless you registered the account with us to receive gross interest). Net is the rate of interest payable after allowing for the deduction of income tax at the rate specified by law (currently 20%).

Post 6 April 2016 your interest will be paid Gross, this means that we will not deduct tax automatically from your interest. Depending on your personal circumstances, you may need to pay tax on the interest you earn and it will be your responsibility to pay any tax you may owe to HM Revenue and Customs (HMRC).

Club Lloyds Private Banking

(Interest is calculated daily, and paid monthly into your account)
Balances between
AER % Gross %
£1 & £1,999.99 1.00%
1.00%
£2,000 & £3,999.99 2.00%
1.98%
£4,000 up to £5,000 4.00%
3.93%

These interest rates were correct from 01/12/2014 to 08/01/2017.

View current rates

Club Lloyds Private Banking Premier

(Interest is calculated daily, and paid monthly into your account)
Balances between
AER % Gross %
£1 & £1,999.99 1.00%
1.00%
£2,000 & £3,999.99 2.00%
1.98%
£4,000 up to £5,000 4.00%
3.93%

These interest rates were correct from 01/12/2014 to 08/01/2017.

View current rates

Club Lloyds Mayfair High Interest Cheque Account

(Variable annual credit interest rate, interest paid monthly)
Balances between
AER % Gross %
£1 & £1,999.99 1.00%
1.00%
£2,000 & £3,999.99 2.00%
1.98%
£4,000 up to £5,000 4.00%
3.93%
Over £5,000 0.60% 0.60%

These interest rates were correct from 19/04/2016 to 08/01/2017.

View current rates

Mayfair High Interest Cheque Account and Mayfair Current Account (Personal)

Amount invested
Variable annual credit interest rate, interest paid monthly
AER % Gross %
£10,000+
0.60
0.60
£1+
0.60
0.60

These interest rates were correct from 19/04/2016 to 08/01/2017.

View current rates

Private Banking Capital Account

Amount Invested AER/GrossCloseAER/GrossAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.

Gross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.
%
GrossCloseGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %
£100,000+ 0.30 0.30 0.24
£50,000+ 0.20 0.20 0.16
£25,000+ 0.20 0.20 0.16
£10,000+ 0.10 0.10 0.08
£5,000+ 0.10 0.10 0.08
£1,000+ 0.10 0.10 0.08
£500+ 0.10 0.10 0.08
£1+ 0.10 0.10 0.08

These interest rates were correct from 02/02/2009 to 02/03/2009.

View current ratesfor Private Banking accounts

Private Banking Current Account

Amount Invested AER/GrossCloseAER/GrossAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.

Gross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.
%
GrossCloseGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %
£100,000+ 0.10 0.10 0.08
£50,000+ 0.10 0.10 0.08
£20,000+ 0.10 0.10 0.08
£10,000+ 0.10 0.10 0.08
£1+ 0.10 0.10 0.08

These interest rates were correct from 04/04/2005 to 02/12/2010.

View current ratesfor Private Banking accounts

Private Banking Income Account

Amount Invested AER/GrossCloseAER/GrossAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.

Gross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.
%
GrossCloseGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %
All Balances 0.95 0.95 0.76

These interest rates were correct from 03/11/2008 to 01/12/2008.

View current ratesfor Private Banking accounts

Private Banking Investment Account

Amount Invested AERCloseAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. % GrossCloseGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. %
£0+ 0.60 0.60

These interest rates were correct from 19/04/2016 to 07/12/2016.

Amount Invested AERCloseAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. % GrossCloseGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %
£0+ 0.75 0.75 0.60

These interest rates were correct from 27/10/2015 to 18/04/2016.

Amount Invested AERCloseAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. % GrossCloseGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %
£100,000+ 0.20 0.20 0.16
£50,000+ 0.15 0.15 0.12
£25,000+ 0.10 0.10 0.08
£10,000+ 0.10 0.10 0.08
£1+ 0.10 0.10 0.08

These interest rates were correct from 03/03/2009 to 26/10/2015.

Amount Invested AER/GrossCloseAER/GrossAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.

Gross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.
%
GrossCloseGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %
£100,000+ 0.40 0.40 0.32
£50,000+ 0.20 0.20 0.16
£25,000+ 0.20 0.20 0.16
£10,000+ 0.10 0.10 0.08
£1+ 0.10 0.10 0.08

These interest rates were correct from 02/02/2009 to 02/03/2009.

View current ratesfor Private Banking accounts

Private Banking Premier Accounts overdraft rates

Interest Tiers % Per month % EARCloseEquivalent Annual RateThe Equivalent Annual Rate (EAR) is used for overdrafts. It shows the effect of interest accruing on interest, in a situation where no repayments to the borrowing are made in a year. This allows you to compare rates across different organisations. The calculation does not include fees or other charges which are quoted separately.Glossary
£251+ (Planned & Unplanned) 0.87 10.90

These interest rates were correct from 02/11/2011 to 02/11/2012.

View current ratesfor Private Banking accounts

Private Banking Premier Investment

New Period Annual Interest Rate Paid Monthly Interest Rate Paid
AER/Gross % AER %Gross %
£1+ 0.60 0.60 0.60

For accounts opened between 19/01/2016 and 22/08/2016, interest rate paid until 07/12/2016.
For accounts opened before 19/01/2016, rate paid from 19/04/2016 until 07/12/2016.

Amount Invested AERCloseAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. % GrossCloseGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %
£0+ 0.75 0.75 0.60

For accounts opened between 11/06/2013 and 18/01/2016, interest rate paid until 18/04/2016.
For accounts opened before 11/06/2013, rate paid until 18/04/2016

Annual Interest Rate Paid Monthly Interest Rate Paid
AER/GrossCloseAER/GrossAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.

Gross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.
%
NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. % AERCloseAERAER means Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advert for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time. % GrossCloseGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %
£1+ 1.00 0.80 1.00 1.00 0.80

Effective 7th May 2013 to 10th June 2013.

Annual Interest Rate Paid Monthly Interest Rate Paid
AER/GrossCloseAER/GrossAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.

Gross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.
%
NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. % AERCloseAERAER means Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advert for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time. % GrossCloseGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %
£1+ 1.10 0.88 1.10 1.09 0.88

Effective 5th March 2013 to 6th May 2013

Annual Interest Rate Paid Monthly Interest Rate Paid
AER/GrossCloseAER/GrossAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.

Gross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.
%
NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. % AERCloseAERAER means Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advert for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time. % GrossCloseGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %
£1+ 1.50 1.20 1.50 1.49 1.19

Effective 15th January 2013 to 4th March 2013

Annual Interest Rate Paid Monthly Interest Rate Paid
AER/GrossCloseAER/GrossAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.

Gross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.
%
NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. % AERCloseAERAER means Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advert for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time. % GrossCloseGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %
£1+ 1.55 1.24 1.55 1.54 1.23

Effective 20th November 2012 to 14th January 2013

View current ratesfor Private Banking accounts

Private Banking Premier Current Account

Amount Invested Credit interest paid annually
AERCloseAERAER means Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advert for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time. % GrossCloseGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %
£50,000+ 0.10 0.10 0.08
£1 - £49,999 0.10 0.10 0.08

These interest rates were correct from 03/07/2006 to 02/12/2010.

View current ratesfor Private Banking accounts

Private Banking Premier Plus Account

Amount Invested Credit interest paid monthly
AERCloseAERAER means Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advert for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time. % GrossCloseGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %
£5,000+ 0.10 0.10 0.08
£1 - £4,999 4.00 3.93 3.14

These interest rates were correct from 02/02/2009 to 01/04/2009.

View current ratesfor Private Banking accounts

Private Banking Premier Reserve Account

Amount investedAERCloseAERAER means Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advert for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time. % GrossCloseGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %
£0+ 0.60 0.60 0.60

These interest rates were correct from 19/04/2016 to 07/12/2016.

Amount investedAERCloseAERAER means Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advert for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time. % GrossCloseGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %
£0+ 0.75 0.75 0.60

These interest rates were correct from 28/04/2015 to 18/04/2016.

View current ratesfor Private Banking accounts

Estate/Trust Cash Account

Amount Invested AER/GrossCloseAER/GrossAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.

Gross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.
%
GrossCloseGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %
£50,000+ 0.95 0.95 0.76
£10,000+ 0.95 0.95 0.76
£5,000+ 0.95 0.95 0.76
£500+ 0.95 0.95 0.76
£1+ 0.95 0.95 0.76

These interest rates were correct from 03/11/2008 to 01/12/2008.

View current ratesfor Private Banking accounts

Estate/Trust Cash Account – debit interest rate

Annual Rate
Payable Half Yearly Base+3 %

These interest rates are correct as at 01/12/2006.

View current ratesfor Private Banking accounts

Estate/Trust Extra Interest Account

Amount Invested AER/GrossCloseAER/GrossAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.

Gross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.
%
GrossCloseGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %
£100,000+ 0.30 0.30 0.24
£50,000+ 0.20 0.20 0.16
£25,000+ 0.20 0.20 0.16
£10,000+ 0.10 0.10 0.08
£5,000+ 0.10 0.10 0.08
£500+ 0.10 0.10 0.08
£1+ 0.10 0.10 0.08

These interest rates were correct from 02/02/2009 to 02/03/2009.

View current ratesfor Private Banking accounts

Estate/Trust Extra Interest Account - debit interest

Annual Rate
Payable Half Yearly Base+2 %

These interest rates were correct from 04/10/2001 to 08/11/2001.

View current ratesfor Private Banking accounts

Estate/Trust Income Account

Amount Invested AER/GrossCloseAER/GrossAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.

Gross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.
%
GrossCloseGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %
All Balances 0.95 0.95 0.76

These interest rates were correct from 03/11/2008 to 01/12/2008.

View current ratesfor Private Banking accounts

Estate/Trust Income Account – debit interest

Annual Rate
Payable Half Yearly Base+3 %

These interest rates were correct from 04/10/2001 to 08/11/2001.

View current ratesfor Private Banking accounts

Mayfair Current Account Range

Amount Invested AER/GrossCloseAER/GrossAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.

Gross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.
%
GrossCloseGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %
£100,000+ 0.00 0.00 0.00
£50,000+ 0.00 0.00 0.00
£20,000+ 0.00 0.00 0.00
£5,000+ 0.00 0.00 0.00
£1+ 0.00 0.00 0.00

These interest rates were correct from 31/12/2001 to 01/03/2004.

View current ratesfor Private Banking accounts

Mayfair High Interest Cheque Account

Interest Tiers Mayfair High Interest Cheque Account
Gross/AER CloseGross/AER Gross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.

AER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.
%
GrossCloseGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %
£100,000+ 0.75 0.75 0.60
£50,000+ 0.75 0.75 0.60
£25,000+ 0.75 0.75 0.60
£10,000+ 0.75 0.75 0.60
£2,500+ 0.45 0.45 0.36
£1+ 0.45 0.45 0.36

These interest rates were correct from 01/04/2009 to 10/06/2013.

View current ratesfor Private Banking accounts

Mayfair Investment Management Income Account

Amount Invested AER/GrossCloseAER/GrossAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.

Gross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.
%
GrossCloseGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %
All Balances 0.95 0.95 0.76

These interest rates were correct from 03/11/2008 to 01/12/2008.

View current ratesfor Private Banking accounts

Mayfair Instant Access Investment Account

Amount InvestedAnnual Interest RateMonthly Interest Rate Paid
AER/Gross %AER%Gross%
£1+ 0.60 0.60 0.60

For accounts opened between 19/01/2016 and 22/8/2016, interest rate paid until 7/12/2016.
For accounts opened before 19/1/2016, rate paid from 19/4/16 until 7/12/2016.

Amount Invested AERCloseAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. % GrossCloseGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %
£0+ 0.75 0.75 0.60

For accounts opened between 11/06/2013 and 18/01/2016, interest rate paid until 18/04/2016.
For accounts opened before 11/06/2013, rate paid until 18/04/2016.

Annual Interest Rate Paid Monthly Interest Rate Paid
AER/GrossCloseAER/GrossAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.

Gross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.
%
NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. % AERCloseAERAER means Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advert for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time. % GrossCloseGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %
£1+ 1.00 0.80 1.00 1.00 0.80

Effective 7th May 2013 to 10th June 2013.

Annual Interest Rate Paid Monthly Interest Rate Paid
AER/GrossCloseAER/GrossAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.

Gross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.
%
NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. % AERCloseAERAER means Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advert for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time. % GrossCloseGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %
£1+ 1.10 0.88 1.10 1.09 0.88

Effective 5th March 2013 to 6th May 2013

Annual Interest Rate Paid Monthly Interest Rate Paid
AER/GrossCloseAER/GrossAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.

Gross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.
%
NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. % AERCloseAERAER means Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advert for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time. % GrossCloseGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %
£1+ 1.50 1.20 1.50 1.49 1.19

Effective 15th January 2013 to 4th March 2013

Annual Interest Rate Paid Monthly Interest Rate Paid
AER/GrossCloseAER/GrossAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.

Gross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.
%
NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. % AERCloseAERAER means Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advert for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time. % GrossCloseGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %
£1+ 1.55 1.24 1.55 1.54 1.23

Effective 20th November 2012 to 14th January 2013

View current ratesfor Private Banking accounts

Mayfair Investment Management Dealing Account

Amount Invested AER/GrossCloseAER/GrossAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.

Gross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.
%
GrossCloseGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %
£100,000+ 0.30 0.30 0.24
£50,000+ 0.20 0.20 0.16
£25,000+ 0.20 0.20 0.16
£10,000+ 0.10 0.10 0.08
£5,000+ 0.10 0.10 0.08
£1+ 0.10 0.10 0.08

These interest rates were correct from 02/02/2009 to 02/03/2009.

View current ratesfor Private Banking accounts

Mayfair Reserve Account (Non Personal)

Amount Invested Annual Interest Monthly Interest (Annual Rate)
AER/Gross % AER % Gross %
£1+ 0.60 0.60 0.60

For accounts opened between 19/01/2016 and 22/08/2016, interest rate paid until 07/12/2016.
For accounts opened before 19/01/2016, rate paid from 19/04/2016 until 07/12/2016

Amount Invested AERCloseAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. % GrossCloseGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %
£0+ 0.75 0.75 0.60

For accounts opened between 11/06/2013 and 18/01/2016, interest rate paid until 18/04/2016.
For accounts opened before 11/06/2013, rate paid until 18/04/2016

Annual Interest Rate Paid Monthly Interest Rate Paid
AER/GrossCloseAER/GrossAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.

Gross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.
%
NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. % AERCloseAERAER means Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advert for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time. % GrossCloseGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %
£1+ 1.00 0.80 1.00
1.00
0.80

Effective 7th May 2013 to 10th June 2013.

Annual Interest Rate Paid Monthly Interest Rate Paid
AER/GrossCloseAER/GrossAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.

Gross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.
%
NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. % AERCloseAERAER means Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advert for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time. % GrossCloseGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %
£1+ 1.10 0.88 1.10 1.09 0.88

Effective 5th March 2013 to 6th May 2013

Annual Interest Rate Paid Monthly Interest Rate Paid
AER/GrossCloseAER/GrossAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.

Gross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.
%
NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. % AERCloseAERAER means Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advert for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time. % GrossCloseGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %
£1+ 1.50 1.20 1.50 1.49 1.19

Effective 15th January 2013 to 4th March 2013

Annual Interest Rate Paid Monthly Interest Rate Paid
AER/GrossCloseAER/GrossAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.

Gross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.
%
NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. % AERCloseAERAER means Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advert for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time. % GrossCloseGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %
£1+ 1.55 1.24 1.55 1.54 1.23

Effective 20th November 2012 to 14th January 2013

Mayfair Non Personal Instant Access Investment Account

Amount Invested Annual Interest Rate Paid
Monthly Interest Rate Paid
AER/Gross % AER % Gross %
£1+ 0.60 0.60 0.60

These interest rates were correct from 19/04/2016 to 07/12/2016

View current ratesfor Private Banking accounts

Mayfair Reserve Account - Personal

Amount Invested Annual Interest Rate Paid
Monthly Interest Rate Paid
AER/Gross % AER % Gross %
£1+ 0.60 0.60 0.60

These interest rates were correct from 19/04/2016 to 07/12/2016

Annual Interest Rate Paid Monthly Interest Rate Paid
AER/GrossCloseAER/GrossAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.

Gross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.
%
NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. % AERCloseAERAER means Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advert for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time. % GrossCloseGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %
£1+ 0.75 0.60 0.75
0.75
0.60

These interest rates were correct from 11/06/2013 to 18/04/2016

View current ratesfor Private Banking accounts

Unit Trust Management Service

AER/GrossCloseAER/GrossAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.

Gross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.
%
GrossCloseGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % NetCloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. %
Capital Account 0.95 1.02 0.81
Income Account 0.95 1.60 1.28

These interest rates were correct from 03/11/2008 to 01/12/2008.

View current ratesfor Private Banking accounts

Important legal information

Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

Lloyds Bank Private Banking Ltd. is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 122626.

Authorisation can be checked on the Financial Services Register at www.fca.org.ukVisit the Financial Conduct Authority website..

Eligible deposits with us are protected by the Financial Services Compensation Scheme. We are covered by the Financial Ombudsman Service. Please note that due to FSCS and FOS eligibility criteria not all Mayfair Private Banking non-personal customers will be covered. We subscribe to the Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.ukVisit the Lending Standards Board website..

Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065.
Lloyds Bank Private Banking Ltd. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2019697.

PhoneBank® is a registered trademark of Lloyds Bank plc.