It’s easier to look after your money if you know how much you have and where it goes:
• Wait a little – it’s easy to see things you’d like to buy, but why not wait a week, or even a month to make sure it’s what you really want or need. It can help you avoid making impulse buys that you might regret later.
• Watch out for all those small purchases – they soon add up. If you’re saving for a new game, but keep buying drinks, you might find your money’s all gone.
• Wait for the sales – especially if you’ve got something big on your wish list, like a new phone. There are plenty of great sales, from Cyber Monday and Black Friday, to Boxing Day, Amazon Prime Day and the January sales. It could be worth waiting a little longer to get it for less.
• Use mobile banking to check your balance regularly – you can even get text alerts sent to your phone so you know how much money you’ve got.