Changes to your existing Savings accounts

We have simplified our range of savings accounts to make it easier for you to choose the account that's right for you. The information below outlines the changes.

  1. Standard Saver

    We have simplified our savings range to make it easier to compare accounts and choose an account that is right for you. As a result, you’ll see some changes to the accounts listed below:

    Easy Saver (off bonus)
    Easy Saver 2012
    Flexible Savings
    Instant Gold
    Regular Savings
    Instant Access Saver – formally Guaranteed Tracker
    Select Saver
    Exclusive Saver
    Gold Saver
    Platinum Saver
    Advantage Saver
    Incentive Saver
    Premier Saver
    Club Lloyds Saver (off bonus)

    Below are the key dates and Frequently Asked Questions for the changes we are making to your savings account.

    Key Dates:

    January - March 2015 We wrote to customers to provide them with 2 months notice that the name of their account was changing to Standard Saver. As a result of this change, new account terms and conditions apply and were included in the letter along with the dates these changes took place.
    April - May 2015 The name of your existing account changed to Standard Saver.
    November 2015 We have recently written to customers with Easy Saver, Easy Saver 2, Club Lloyds Saver , Advantage Saver and Advantage Saver 2 accounts whose accounts matured between 9 January and 12 September 2015 to provide them with 2 months notice that the name of their account will be changing to Standard Saver. As a result of this change, new account terms and conditions will apply and have been included in the letter along with the dates these changes are taking place.
    January 2016 The name of your existing account will change to Standard Saver.

    View the Standard Saver account terms and conditions(PDF, 38 kB). Opens in a new browser window.

    Back to top

  2. Standard Saver FAQs

    Why is the name of my account changing?

    By finding a name that best describes the type of accounts that a customer has will make it easier for them to understand the differences between the savings accounts we offer.

    Will there be any interruption to me accessing my account?

    There will be no interruption to the day to day operation of your savings account and you will be able to continue using our services as normal.

    How will I be informed?

    We will be writing to all affected customers to inform them of the changes and when they will be effective from. Customers who hold a number of different savings accounts with us will receive a separate letter for each account as and when the changes take place.

    Will my existing account terms and conditions be changing?

    Yes, the changes that we will be making to your account terms and conditions will be documented in the Notice of Variation which will be sent to you as part of the letter you will receive. For up to date account terms and conditions for Standard Saver please click the link below:

    Standard Saver account terms and conditions(PDF, 38 kB) Opens in a new browser window.

    Will my account number and sort code change?

    The account number and sort code for your account will remain unchanged.

    I have other savings accounts with Lloyds – will there be any impact to them?

    There will be no changes to your other savings products unless otherwise notified by letter.

    Will my interest rate be changing?

    Your rates may differ as part of this change, for up to date rates and charges please click the link below:

    Savings Rates

    When will the changes take effect?

    The letter we send to you will state the exact date the changes will take effect.

    Back to top

  3. Online Saver

    We are simplifying our savings range to make it easier to compare accounts and choose an account that is right for you. As a result, you’ll see some changes to the accounts listed below:

    eSavings (off bonus)
    Internet Saver
    eSavings2
    Internet Saver2
    Online Saver2

    Below are the key dates of the change and frequently asked questions.

    Key Dates:

    May 2015 We wrote to customers to provide them with 2 months notice that the name of their account was changing to Online Saver. As a result of this change, new account terms and conditions apply and were included in the letter along with the dates these changes took place.
    July 2015 The name of your existing account changed to Online Saver.
    November 2015 We have recently written to customers with eSavings accounts whose accounts matured between 10 April and 12 September 2015 to provide them with 2 months notice that the name of their account will be changing to Online Saver. As a result of this change, new account terms and conditions will apply and have been included in the letter along with the dates these changes are taking place.
    January 2016 The name of the existing account will change to Online Saver.

    View the Online Saver account terms and conditions(PDF, 58 kB) Opens in a new browser window.

    Back to top

  4. Online Saver FAQs

    What is changing?

    The changes that we will be making to your account terms and conditions will be documented in the Notice of Variation which will be sent to you as part of the letter you will receive. For up to date Terms and Conditions for Online Saver please click the link below:

    Online Saver account terms and conditions(PDF, 58 kB) Opens in a new browser window.

    Will there be any interruption to me accessing my account?

    There will be not be any interruptions to the day to day operation of your accounts and you will be able to continue using our services as normal.

    How will I be informed?

    We will be writing to all affected customers to inform them of the changes and when they will be effective from. Customers who hold a number of different savings accounts with us will receive a separate letter for each account as and when the changes take place.

    Will my account number and sort code change?

    The account number and sort code for your account will remain unchanged.

    I have other savings accounts with Lloyds – will there be any impact to them?

    There will not be any changes to your other savings products unless otherwise notified by letter.

    Will my interest rate be changing?

    Your rates may differ as part of this change, for up to date rates and charges please click the link below:

    Savings Rates

    When will the changes take effect?

    The letter we send to you will state the exact date the changes will take effect.

    Back to top

  5. Instant Cash ISA

    We are simplifying our savings range to make it easier to compare accounts and choose an account that is right for you. As a result, you’ll see some changes to the accounts listed below:

    Cash ISA Saver (off bonus)
    Cash ISA Saver2
    Cash ISA2

    Below are the key dates of the change and frequently asked questions.

    Key Dates:

    December 2014 We wrote to existing customers with Cash ISA accounts to inform them of their account name change to Instant Cash ISA. For more information please see the Cash ISA to Instant Cash ISA FAQs below.
    March 2015 On 14th March 2015, Cash ISA was changed to Instant Cash ISA.
    June 2015 We wrote to customers to provide them with 2 months notice that the name of their account was changing to Instant Cash ISA. As a result of this change, new account terms and conditions apply and were included in the letter along with the dates these changes took place.
    August 2015 The name of your existing account changed to Instant Cash ISA.
    November 2015 We have recently written to customers with Cash ISA Saver accounts whose accounts matured between 10 April and 12 September 2015 to provide them with 2 months notice that the name of their account will be changing to Instant Cash ISA. As a result of this change, new account terms and conditions will apply and have been included in the letter along with the dates these changes are taking place.
    January 2016 The name of your existing account will change to Instant Cash ISA.

    View the Instant Cash ISA account terms and conditions(PDF, 39 kB) Opens in a new browser window.

    Back to top

  6. Instant Cash ISA FAQs

    Why is the name of my account changing?

    By finding a name that best describes the type of accounts that a customer has will make it easier for them to understand the differences between the savings accounts we offer.

    Will there be any interruption to me accessing my account?

    There will be no interruption to the day to day operation of your accounts and you will be able to use our services as normal.

    What if I have requested for my funds to be transferred to another ISA provider whilst the name is changing?

    This change will have no impact on your request and your funds will be transferred to your new ISA provider as requested within our 15 day transfer process.

    How will I be informed?

    We will be writing to all affected customers to inform them of the changes and when they will be effective from. Customers who hold a number of different savings accounts with us will receive a separate letter for each account as and when the changes take place.

    Will my existing account terms and conditions be changing?

    Yes, the changes that we will be making to your account terms and conditions will be documented in the Notice of Variation which will be sent to you as part of the letter you will receive. For up to date account terms and conditions for Instant Cash ISA please click the link below:

    Instant Cash ISA account terms and conditions(PDF, 39 kB) Opens in a new browser window.

    Will my account number and sort code change?

    The account number and sort code for your account will remain unchanged.

    I have other savings accounts with Lloyds – will there be any impact to them?

    There will be no changes to your other savings products unless otherwise notified.

    Will my rate be changing?

    Your rates may differ as part of this change, for up to date rates and charges please click the link below:

    Savings Rates

    When will the changes take effect?

    The letter we send to you will state the exact date the changes will take effect.

    Back to top

  7. Cash ISA to Instant Cash ISA FAQs

    Why has the name of my account changed?

    We believe that by changing the name of the current Cash ISA to Instant Cash ISA this will help customers differentiate between the competitive range of savings that we offer our customers.

    How will I be informed?

    Customers who previously held a Cash ISA would have received notification by post from 1st December 2014

    What are the changes to my account terms and conditions?

    These changes were documented in the Notice of Variation which were sent to you as part of the mailing on 1st December 2014.

    I have other savings accounts with Lloyds – will there be any impact to them?

    There will be no changes to your other savings products unless otherwise notified.

    Will my rate be changing?

    Your rates will not differ as part of this change, for up to date rates and charges please visit our savings rates.

    When did the changes take effect?

    The specific date of the change was notified in the letter which was sent to you.

    Back to top

  8. On-bonus accounts

    We have recently made changes to where your account matures at the end of the introductory bonus period. The table below provides information on what currently happens at the end of the bonus period, and what will happen following these changes:

    Account Accounts that have reached the end of the introductory bonus period before 12th September 2015 will have automatically changed to: Accounts where the end of the introductory bonus period ends after 12th September 2015, will automatically change to:
    Cash ISA Saver Cash ISA Saver (off bonus) Instant Cash ISA
    Club Lloyds Saver Club Lloyds Saver (off bonus) Standard Saver
    Easy Saver Easy Saver (off bonus) Standard Saver
    eSavings eSavings (off bonus) Standard Saver

    Below are the key dates of the change and frequently asked questions.

    Key Dates:

    June 2015 We wrote to customers who opened an account before 15th May 2015 to inform them that changes will be made to their account when the introductory bonus period came to an end by providing them with 2 months notice that the maturity terms and conditions are changing. As a result of this change, new account terms and conditions will apply and were included in the letter along with the relevant dates that these changes took place.
    September 2015 The changes to the terms and conditions were applied to your account.
    November 2015 We are writing to customers who opened a savings account between 15th May and 12th September 2015 to provide them with 2 months notice that changes will be made to their account terms and conditions when the introductory bonus period comes to an end.
    February 2016 The changes to the terms and conditions will be applied to your account.

    Back to top

  9. On-bonus account FAQs

    What is changing?

    The changes that we will be making to your account terms and conditions will be documented in the Notice of Variation which will be sent to you as part of the letter you will receive.

    How will I be informed?

    We will be writing to all affected customers to inform them of the changes and when they will be effective from. Customers who hold a number of different savings accounts with us will receive a separate letter for each account as and when the changes take place.

    Will my account number and sort code change?

    The account number and sort code for your account will remain unchanged.

    I have other savings accounts with Lloyds – will there be any impact to them?

    There will be no changes to your other savings products unless otherwise notified by letter.

    Will my interest rate be changing?

    Your rates may differ as part of this change, for up to date rates and charges please click the link below:

    Savings Rates

    When will the changes take effect?
    The letter we send to you will state the exact date the changes will take effect

    Back to top

  10. Fixed rate accounts

    We have recently made changes to where your account matures at the end of the fixed term. The table below provides information on what currently happens at the end of the term, and what will happen following these changes:

    AccountAccounts that matured before 12th September 2015 will have automatically changed to:Accounts that mature after 12th September 2015 will automatically change to:
    Fixed Bond Matured Funds Standard Saver
    Fixed Bond Online Matured Funds Standard Saver
    Step Bond Matured Funds Standard Saver
    Step Bond Online Matured Funds Standard Saver
    Tracker Bond Matured Funds Standard Saver
    Tracker Bond Online Matured Funds Standard Saver
    Fixed Rate ISA Cash ISA Saver Instant Cash ISA
    Fixed Rate ISA Online Cash ISA Saver Instant Cash ISA
    Reset Bond Matured Funds Standard Saver
    Deposit Bond Matured Funds Standard Saver
    Flexible Bond Matured Funds Standard Saver
    Access Bond Matured Funds Standard Saver

    Below are the key dates of the change and frequently asked questions.

    Key Dates:

    June 2015 We wrote to customers who opened an account before 15th May 2015 to inform them that changes will be made to their account at the end of the fixed term by providing them with 2 months notice that the account terms and conditions are changing. As a result of this change, new account terms and conditions will apply and were included in the letter along with the relevant dates that these changes took place.
    September 2015 The changes to the terms and conditions were applied to your account.
    November 2015 We are writing to customers who opened a fixed rate savings account between 15th May and 12th September 2015 to inform them that changes will be made to their account at the end of the term by providing with them 2 months notice that the terms and conditions for their accounts are changing at maturity.
    February 2016 The changes to the terms and conditions will be applied to your account.

    Back to top

  11. Fixed rate account FAQs

    What is changing?

    The changes that we will be making to your account terms and conditions will be documented in the Notice of Variation which will be sent to you as part of the letter you will receive.

    How will I be informed?

    We will be writing to all affected customers to inform them of the changes and when they will be effective from. Customers who hold a number of different savings accounts with us will receive a separate letter for each account as and when the changes take place.

    Will my account number and sort code change?

    The account number and sort code for your account will remain unchanged.

    I have other savings accounts with Lloyds – will there be any impact to them?

    There will be no changes to your other savings products unless otherwise notified by letter.

    Will my interest rate be changing?

    Your rates may differ as part of his change, for up to date rates and charges please click the link below:

    Savings Rates

    When will the changes take effect?

    The letter we send to you will state the exact date the changes will take effect.

    Back to top