The challenging times we’re all experiencing means we’re getting a lot more calls than usual and our call times are longer. So we can support people in the most vulnerable situations, we ask that you only call us if your enquiry is urgent. You can still use our online and mobile banking services and our automated service.

 

Premier and Private banking Stocks and Shares ISA rates and charges

Commission charges

We charge a commission for each deal, whether done online or over the phone.

Online dealing commission - UK and international stocks

Online dealing commission - UK and international stocks

Deal type

Dealing commission

Deal type

Online dealing commission

Dealing commission

£10.00 per deal

Deal type

Frequent Trader rate*

Dealing commission

£8.00 per deal (for 8+ deals per quarter)

Deal type

Foreign currency conversion charge (international trades only)**

Dealing commission

1% per deal

Deal type

Regular investments (purchases only)

Dealing commission

£1.50 per deal

Telephone dealing commission - UK and international stocks

Telephone dealing commission - UK and international stocks

Deal type

Dealing commission

Deal type

Any

Dealing commission

£25.00 per deal

Deal type

Foreign currency conversion charge (international trades only)**

Dealing commission

1% per deal

* Frequent trading

Our standard dealing commission rates will apply for the first 7 trades placed online across your Share Dealing Account or Share Dealing ISA, per calendar quarter (ending 31 March, 30 June, 30 September and 31 December). The Frequent Trader rate will apply to any additional deals you place in the same quarter. Standard rates will resume at the beginning of the next quarter. The Frequent Trader rate does not apply to trades placed in OEICs, Unit Trusts or certificated sales.

**International trading

Foreign currency conversions are required to facilitate the settlement of international transactions. We adjust the exchange rate by 1.0% and keep the difference as our fee. The available exchange rate is based on the exchange rate provided by Digital Look. Indicative exchange rates are provided prior to trading, and the rate applicable to the individual trade is confirmed on the contract note once the deal has been completed.

Fund trading

Fund trading

Deal type

Dealing commission

Deal type

Online funds trade

Dealing commission

£1.50 per deal

Deal type

Telephone funds trade (sales only)

Dealing commission

£25.00 per deal

If you're looking to invest in a fund, please note the fund manager will charge an 'ongoing charges figure' from the fund (also referred to as the OCF). You can find the OCF within a fund’s 'Key Investor Information' Document' (KIID).

In relation to a number of the funds we offer, we have negotiated discounted initial charges, or an initial charge of 0%.

Government duties and levies – applies to all online and telephone deals

Government duties and levies – applies to all online and telephone deals

 

 

Stamp duty reserve tax

Purchase of UK equities - 0.5%

Purchase of Irish equities - 1%

 

PTM levy

£1 charge on equity transactions over £10,000

Account administration charges

Account charges

Government duties and levies – applies to all online and telephone deals

Account type

Six-monthly account charge

Account type

ISA

Six-monthly account charge

£10.00

Closing your account

Government duties and levies – applies to all online and telephone deals

Account type

Account charge

Account type

Share Dealing ISA

Account charge

Current six monthly fee (pro-rated)

There may be additional charges for dealing, stock transfers out and rematerialisation (the process by which electronic holdings can be converted into physical certificates) as set out elsewhere in this charges information.

additional charges

Service

Charge

Service

Dividend reinvestment

Charge

2% maximum £10.00 per deal, funds are capped at £1.50

Service

Cheque withdrawal

Charge

£12.50 per withdrawal

Service

Request for share certificate

Charge

£25.00 per stock

Service

Transfer of shares to another provider

Charge

£25.00 per holding capped at £125.00

Service

CHAPS payments

Charge

£20.00

Service

Returned cheque / DD charge

Charge

£12.50

Service

Ad hoc tax voucher

Charge

£12.50

Service

Duplicate contract note (if 6 months after original)

Charge

FREE

Service

Duplicate statement/valuation (per item)

Charge

£12.50

Service

Request for replacement share certificate

Charge

£30 and any additional third party charges

Service

Debit interest

Charge

Lloyds Bank base rate +5%

Service

Voiding of ISA

Charge

£12.50

Service

Repair of ISA

Charge

£12.50

Service

Probate valuations

Charge

No administration fee

Service

Distribution of assets

Charge

No administration fee

Service

Lodging a power of attorney

Charge

No administration fee

Please note: All prices include VAT (currently 20%) where applicable.

Our Share Dealing service does not provide advice so if you are in any doubt about making your own investment decisions we recommend you seek advice from a suitably qualified financial adviser. Please remember the value of an investment and the income from it can go down as well as up and you may get back less than you originally invested.

Important legal information

The Lloyds Bank Direct Investments Service is operated by Halifax Share Dealing Limited. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Registered in England and Wales no. 3195646. Halifax Share Dealing Limited is authorised and regulated by the Financial Conduct Authority, 12 Endeavour Square, London, E20 1JN under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.

Important share dealing information