Diversify your portfolio with help from the UK’s most popular fund managers
We’ve brought you funds from a range of fund providers, including those who are well-known and have fund managers with impressive track records.
Changes in rates of exchange may have an adverse effect on the value of investments which have an exposure to foreign currencies.
Charges apply to trades you make in funds; you can see these on our rates and charges page. There may also be charges that apply to your investment in the fund. These will be set out in the fund documentation, including the Key Investor Information Document (KIID), which you should read before you invest.
Our Share Dealing service does not provide advice so if you are in any doubt about making your own investment decisions we recommend you seek advice from a suitably qualified financial adviser. Please remember the value of an investment and the income from it can go down as well as up and you may get back less than you originally invested.
Funds are a simple way for you to access a broad range of investments in the stock market. They can be unit trusts, OEICs (Open Ended Investment Company - a type of investment fund which is somewhere between a closed end fund and a mutual fund) or ‘collectives’. In a fund, your money is pooled with other investors, so you get access to a much wider selection of investments and can spread your risk more effectively than holding a single equity investment. They can also allow you to invest in areas that can be difficult for individual investors to tap into such as high yield bonds, overseas markets and commercial property.
You may wish to consider funds as a core part of your investment portfolio because they give you:
Our funds supermarket gives you access to over 2,000 funds you can invest in from around the world. You can choose funds to suit you through your Share Dealing Account or Share Dealing ISA. You may have an interest in a geographical region or a particular sector you want to follow – and the funds supermarket makes it easier for you to pursue.
Our funds supermarket gives you:
With over 3,000 funds to choose from we provide you with information and tools to help find the funds that are right for you. You can follow the market trends or follow your own instinct and research.
We’ll help you navigate your way through the stock market, with a wealth of information at your fingertips on all our funds including:
Our Funds Centre could help find the right fund for you. Use simple and advanced filters to break down your search; compare funds against each other, and read the latest articles about funds.
Here are some answers to common questions about investing into funds.
Generally speaking, if you are looking for an investment that is linked to the stock market but with a lower rate of risk than individual shares, then funds are something for you to consider. We provide you with tools and information to help you do this. If you are unsure whether funds are suitable for you, you should seek advice from a suitably qualified professional adviser.
With Lloyds Bank Direct Investments, you have the security of our financial strength and expertise to help you reach your goals.
We have negotiated special discounts which we pass onto you in the form of reduced initial fees.
We provide you with information and tools to help you make informed trading decisions.
We provide a secure dealing account for you to conveniently manage your investments.
Our dealing charge for funds is only £1.50 per deal online and we have already negotiated the initial charges on many funds down to just 0.5% or less for you. The other main fund related charge to consider is the ongoing charges figure (OCF). Find out more about our Rates and Charges.
You can find out more about the OCF for a fund in the fund’s Key Investor Information Document (KIID). These are available on Lloyds Bank Marketwatch.
You are strongly advised to read the fund provider's Key Investor Information Document before you buy. These are available on Lloyds Bank Marketwatch.
All it takes is a few simple steps. Apply now for our Share Dealing Account or Share Dealing ISA online and within minutes your account can be ready to start dealing. Once your account is open you can fund it instantly by using your debit card, then choose your fund and place your deal. You can, of course, set up a direct debit and deal once we receive your cleared funds. If you have existing share certificates or accounts elsewhere you can transfer these into your account and switch them into your account too.
Open a new account online and you could be dealing in minutes.