Club Lloyds
For variable credit interest and great benefits, join the Club.
£3 monthly fee to maintain the account, waived each month that you pay in £1,500 or more
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- Contactless payments - tap and pay with a Visa Debit Card up to £100. You can now use our mobile banking app to choose a contactless payment limit between £30 & £95. You can also add your card to Apple Pay and Google Pay.
- Check your Credit Score - no impact on your credit file.
- Securely view your debit card PIN and card details in the app - to allow you to complete a transaction in-person or online.
- Manage subscriptions - view, cancel and block regular subscription payments in the mobile banking app.
- Cheque scanning - pay in cheques of up to £1000 in to your account by simply taking a photo of your cheque and uploading to the app. There is a maximum daily limit of £2,000 per day.
- 24/7 mobile and internet banking - you can also visit us in branch or contact through telephone banking.
- Mobile alerts - you’ll get alerts straight to your phone so you can stay up to date on your finances.
Features and benefits
Choose a reward each year
Choose from either 6 x cinema tickets at ODEON or Vue cinemas, 1 x annual digital Gourmet Society membership, an annual magazine subscription or 12 x digital movie
Get up to 15% cashback
Earn cashback with Everyday Offers when you pay by credit/debit card or Direct Debit with selected retailers
Apply for, or upgrade to a Club Lloyds account today
To apply for this account, you need to be:
- aged 18 or older
- someone who lives in the UK
If you are not an existing Lloyds Bank customer you will need to provide proof of identity
You can also apply for this account by calling us on 0800 015 4000 (Line are open 9am – 6pm Monday – Saturday) or by booking an appointment at your nearest branch. You can book by calling us on 0345 300 0000 (+44 1733 347 007 from outside the UK). Lines are open CF[lbg_0345-300-0000---opening-hours---1_31088], CF[lbg_0345-300-0000---days-of-the-week_13628].
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Is this the right account for you?
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A joint account is a simple way for two people to share the same bank account. It gives both of you the same ownership rights to the account.
- Choose whether to open a new account or add someone on to your current account.
- Each person will get their own debit card and can request a cheque book.
- Each person can use the account without the need of approval from the other. This includes writing cheques, using cash machines and applying for an overdraft.
Applying for a Joint Account
You have two options when you are looking to apply to open a joint account:
- One of you can get the process started by opening an account online. You will then need to book an appointment in branch and both attend to make this a joint account.
- Both of you can open your joint account from start to finish at one of our branches.
For either option, we recommend booking an appointment at your local branch. You can also book by calling us on 0345 300 0000 (+44 1733 347 007 from outside the UK). Lines are open CF[lbg_0345-300-0000---opening-hours---1_10970], CF[lbg_0345-300-0000---days-of-the-week_8145].
CF[lbg_telephone-banking-caveat_12892]If you already bank with us please bring your bank card or another form of identification with you. If neither of you are an existing Lloyds Bank current account holder, you’ll need to bring proof of identity.
For further information please visit our joint account page.
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Switch your current account to us in just 7 working days, using our stress-free process
Whether you want to move to Lloyds Bank or you already bank with us and want to open a new Lloyds current account, switching is easy. Our team will do everything to ensure your switch runs smoothly, including transferring all your Direct Debits and standing orders to your new account for you.
You'll be able to switch your account to us at the end of your online application.
Here's how the process works
- Working day 1
The switching begins
We make contact with your old bank to arrange the switch.
- Working day 2
We’ll let you know your old bank has received your request. We then start transferring your payments to your new Lloyds Bank account.
- Working day 3-5
It’ll take a couple of days to switch over your payment arrangements, and make sure your Lloyds Bank account is ready to go for the switch date.
- Working day 6
If you’re clearing a debit balance at your old account, you’ll need to make sure there are enough funds in your Lloyds Bank account to cover the transfer.
- Working day 7
Congratulations, your switch is complete. Your balance is transferred and your old account is closed.
- After you switch
We will arrange for payments accidentally made to your old account to be automatically redirected to your new account. We will also contact the sender and give them your new account details.
Current Account Switch Guarantee
We have designed the Current Account Switch Service to let you switch your current account from one bank or building society to another in a simple, reliable and stress-free way. It will only take seven working days. As your new current-account provider we offer the following guarantee.
The service is free to use and you can choose and agree your switch date with us.
We will take care of moving all your payments going out (for example, your Direct Debits and standing orders) and those coming in (for example, your salary).
If you have money in your old account, we will transfer it to your new account on your switch date.
We will arrange for payments accidentally made to your old account to be automatically redirected to your new account. We will also contact the sender and give them your new account details.
If there are any issues in making the switch, we will contact you before your switch date.
If anything goes wrong with the switch, as soon as we are told, we will refund any interest (paid or lost) and charges made on either your old or new current accounts as a result of this failure.
- Working day 1
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- Personal banking terms and conditions & Banking charges guideopens in a new tab (pdf, 511.1 KB)
- Classic Account welcome packopens in a new tab (pdf, 976.0 KB)
- Fee Information Documentopens in a new tab (pdf, 169.1 KB)
- Classic Offset Account Fee Information Documentopens in a new tab (pdf, 180.3 KB)
- Current account ratesopens in a new tab (web)
Important legal information
Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).
