Inside content area, use arrow keys or tab to access content

Travellers Cheques

A safer way to carry money when you go abroad

Features and benefits

Keep in mind

What are Travellers Cheques?

American Express® Travellers Cheques are cheques that can be exchanged for local currency around the world. They are safer than cash, and if lost or stolen can be replaced worldwide. They are also handy for budgeting, tracking, and controlling your travel expenses.

Using Travellers Cheques

You can use your Travellers Cheques like cash to pay directly for products and services at any retailers, restaurants and hotels that accept them.

  • You may need photo identification when you use your Travellers Cheques.
  • We can’t guarantee that all places accept Travellers Cheques as a form of payment.
  • Sign all your cheques in the upper left-hand corner and write down their serial numbers as soon as you receive them.
  • Always keep your list of numbers in a separate place, away from your Travellers Cheques – you’ll need them if your cheques get stolen.

Exchanging your Travellers Cheques for local currency

You can exchange your Travellers Cheques in thousands of banks and foreign exchange locations around the world.

  • You may need photo identification.
  • We strongly recommend you keep and carry your purchase receipt with you when you travel.
  • There may be commission charges and these may vary by country or exchange partner.
  • There may be exchange limits because of local regulations and exchange policies.
  • To find the most convenient place to exchange your Travellers Cheques, visit the American Express® exchange location website.

Find your nearest exchange location

If your American Express® Travellers Cheques are lost or stolen, you’ll find the number of the local American Express office in the wallet they came in.

If you don't have the wallet, you can call the American Express® helpline:

+44 1273 571 600

(when calling from outside the UK)

01273 693 555

(when calling from within the UK)

American Express® reserves the right to investigate loss and theft, so when reporting your Travellers Cheques lost or stolen you should provide them with all the information they need.

  • Report all facts of the loss or theft to the police if American Express® asks you to.
  • Give American Express® the serial numbers of the lost or stolen Travellers Cheques and the place and date of their purchase.

If you need emergency cash, and there are funds in your account, you can call your local Lloyds Bank branch or +44 1702 278 270 outside branch hours.

Find out more about getting help abroad


Order for next-day home delivery or collection from your local branch.

Log on and order

Register for Internet Banking

By phone

Order for next-day home delivery or collection from your local branch.

0345 366 1149

Lines are open 8am - 10pm Monday to Friday, 10am - 8pm Saturday and Sunday.

In branch

You can order or collect your pre-ordered foreign currency and Travellers Cheques from your local branch. If you want travel money fast, you can get euros instantly in over 600 branches and US dollars in 150.

Find your nearest branch

Find branches with instant euros

Find branches with instant US dollars

Get your travellers cheques

Order online for next-day delivery or collection from your local branchOrder now

Looking for other travel services?

We offer many ways to help you have a trouble-free trip abroad, so take a look at all we have to offer.