Benefits of financial advice

  • Expert opinions 
    Speak directly with financial experts, who are ready to support you with your financial goals.
  • Tailored support
    Receive a personalised financial plan built around you and where you want to be in the future.
  • Trusted partnership
    Be supported by Schroders Personal Wealth and Lloyds Bank, who have over 400 years combined worth of industry experience.


Lloyds Bank will only share your information with Schroders Personal Wealth if you book a consultation.

Find out more about the services

Are you eligible for financial advice?

If you are interested in Schroders Personal wealth and the services they provide you will need to meet the below criteria:

  • At least £100,000 in sole income 


  • At least £100,000 spread across joint savings, investments or personal pensions.

You must also be:

  • A UK resident- You must be lawfully and permanently living in the UK for 183 days or more over a tax year.  
  • At least the age of 18 years of age (product restrictions apply if you are above the age of 80) 

Please see the learn about our services section for more details of services Schroders Personal wealth provide. 

If you meet the above criteria and are interested in financial advice book a free consulation. 

Book your free consultation

How does it work?

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1. Book your free consultation

Speak with a consultant from Schroders Personal Wealth. They’ll tell you more about how they can help, ask about your financial goals, and then match you to a specialist adviser.

Book your free consultation

2. Talk to an adviser

After your free consultation, you’ll discuss your current circumstances and future goals in detail with a financial adviser. They’ll take the time to understand your needs when you have any meetings.

3. Get a personalised plan

This will be based on a full review of where you are, and where you want to be. This includes product and service recommendations.

Fees and charges will apply if you proceed.

Schroders Personal Wealth has been awarded a 4.8/5 “Excellent” rating for the quality of service they provide.

Based on 935 reviews on Trustpilot as of March 2024.


Hear more about Schroders Personal Wealth

Schroders Personal Wealth is a financial advice company, formed in partnership between Lloyds and Schroders.

Their team of financial advisers can review your current savings and investments, offering personalised financial plans based on your goals.

Watch the video and see how Schroders Personal Wealth’s financial advisers can support your financial needs.

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An insight into financial advice

When considering financial advice, explore our articles to help you make an informed decision


Education hub

Learn about our services

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Invest for the future

Investing can help you to grow your money in the long term. Whether that’s for early retirement, or to leave some money for your loved ones.

Your personalised financial plan could help you:

  • Invest for the first time
  • Save towards a specific long-term goal
  • Consider investing in addition to savings
  • Review your existing investments

It’s not suitable if you:

  • Want access to your money now or within the next 5 years
  • Are only interested in independent advice

The value of investments and the income from them can fall as well as rise and are not guaranteed. The investor might not get back their initial investment. Tax treatment depends on individual circumstances and may change in the future.

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Plan your retirement

Plan towards your retirement with personalised advice aligned to your goals. And if you're already retired or will be soon, see how you can make the most of the funds you have.

Expert advice can help you to:

  • Plan for your retirement
  • Optimise income during retirement
  • Review existing personal pensions
  • Explore how personal pensions could offer tax-efficient savings

It’s not suitable if you:

  • Are in a defined pension scheme (also known as a company pension or final salary pension)

Pensions are a long-term investment. The retirement benefits you receive from your pension account will depend on a number of factors including the value of your account when you decide to take your benefits, which isn't guaranteed and can go down as well as up. The value of your account could fall below the amount(s) paid in.

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Protect you and your family

Illness, injury or loss of income can impact you and your family.  The right plan can provide support if you ever become ill or injured long-term, lose your income, or pass away.

Your personalised financial plan could help you:

  • Find the right protection for you and your loved ones
  • Explore any long-term care options
  • Enjoy financial peace of mind

Protection products have no cash-in value at any time and cover will stop if you aren’t able to pay your premiums. If the policy amount has not been paid out by the end of the selected term, the policy will end and you’ll get nothing back.

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Pass on your wealth

Find ways to secure your family's financial future, including reducing the amount of inheritance tax they might pay. This could let you pass on your wealth in the way you wish.

Your personalised financial plan could help you:

  • Pass on your wealth to family or other beneficiaries
  • Look for help with inheritance and tax
  • Explore options to manage your estate

Tax treatment depends on the individual circumstances of each client and may be subject to change in the future.

How much does it cost?

Schroders Personal Wealth specialist advisers provide all customers with a free personalised financial plan.

Charges will then only apply if you choose to take out a product or service. The amount will vary depending on the type of advice you choose.

More about fees and charges 

Ready to get started?

Book in your free consultation today and begin building your new financial plan with Schroders Personal Wealth.

They can talk with you over the phone, or online or in person by request.

If you have any questions or would like to speak to Schroders Personal Wealth, please call 0808 167 4282

If you’re unsure where to begin or need more information about what to expect, please read these common questions.

Book your free consultation

Important legal information

Your call may be monitored or recorded. This is to help understand what you've asked for and help make the service better for all customers. Call costs may vary depending on your service provider.

Schroders Personal Wealth is a trading name for Scottish Widows Schroder Personal Wealth Limited. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No 11722983. Authorised and regulated by the Financial Conduct Authority.