Do you need critical illness cover?
Whether you need critical illness cover or not will depend on your circumstances, your salary and whether you can cover costs from any lost income yourself. It’s important to remember that your monthly payments into a policy will vary depending on your age, occupation, family history and your own personal health history, such as whether you’re a smoker.
You should consider whether your employment benefits can cover your living expenses should you not be able to work.
You might want to consider critical illness cover if: