Your Visa debit card is the easy way to pay all over the UK.
You can withdraw up to £200 cash a day with a Cash Account, £300 with a Classic, Select or Silver Account and £500 with a Gold, Platinum or Premier Account.
Use your Visa debit card for shopping and cash withdrawals* abroad, just as you do at home – wherever you see the Visa symbol. There are fees for using your debit card abroad. See full details on debit card charges.
You can use your debit card to withdraw money at an cash machine or over the counter at any bank displaying the Visa symbol. You can withdraw money up to your limit in sterling as long as you have cleared available funds in your account. You’ll need to know your PIN and have some ID (a valid passport will do) when you withdraw money from a bank.
Before you go
To use your Visa debit card hassle free when you go abroad:
See overseas debit card charges
You can sign up for Save The Change®. It’s such an easy way to save that you don’t have to do anything.
Every time you use your debit card, the amount you spend will be rounded up the to the nearest pound and the difference is transferred into your eligible Lloyds Bank savings account.
We’re always working to make sure your Lloyds Bank Visa debit card has the latest security and fraud prevention features.
Our automated protection service
If our systems pick up spending patterns on your account that might indicate fraud, we have measures in place to keep your money safe. Usually, our automated telephone service will call you so you can confirm that you made the purchase – and if you think it’s fraudulent, our operators are ready to help.
If we can’t reach you we may ask the person you’re paying to perform extra checks, or, exceptionally, we may stop further purchases until we are sure it is you. To make sure we can contact you, please ensure we have your up-to-date mobile or best contact number by calling 0845 3 000 000
What happens if you’re subjected to fraud?
As soon as we’re aware of fraud our expert operators will put a stop to it. We’ll ensure you are reimbursed for any losses incurred through no fault of your own. We will also send you a new card as soon as possible.
Calls that claim to be Lloyds Bank
Rarely, a fraudster may try to call you pretending to be from Lloyds Bank. We will never ask you to divulge, in full, any passwords or sensitive account information. If you are ever in doubt about the authenticity of a call, or have questions about our automated calling service, please call us.
In the UK: 0800 096 9779
From abroad**: (+44) 1702 278 270
What you can do
To help minimise the risk of fraud:
Always shred receipts and documents containing personal information before disposing of them
0800 096 9779
(+44) 1702 278 270
0845 3 000 000
(+44) 1733 347 007
Save a few pennies every time you spend with your Lloyds Bank Visa debit card, into your own savings account or nominate a family member's account.
Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority except for lending where we are licensed by The Office of Fair Trading. Authorisation can be checked on the Financial Services Register at www.fca.org.uk. Lloyds Bank plc is a member of the Financial Services Compensation Scheme and the Financial Ombudsman Service. We subscribe to the Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk.
Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065.
CashPoint® is a registered trademark of Lloyds Bank Plc.
PhoneBank is a registered trademark of Lloyds Bank plc.
Save the Change® is a registered trademark of Lloyds Bank Plc.
*Cash account Visa debit card holders can use their card to purchase at all outlets showing the Visa symbol, but can only withdraw cash using their card at Lloyds Bank, Halifax and Bank of Scotland cash machines in the UK.
**Calls from abroad are charged according to the telephone service provider’s published tariff.
*** Your mobile number will not be used for marketing purposes unless you’ve already agreed to this.
We may monitor or record telephone calls to check we have carried out your instructions correctly and to improve the quality of our service.