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LOANS

A loan could help you with anything from debt consolidation to buying a new car, and we could put the money in your account immediately. If you are applying online, the funds will be transferred to your bank account immediately between the hours of 9:00am and 8:30pm, or before 9am the following day outside these times.

4.9% APR representative on loans from £7,500 to £25,000 over 1 to 5 years.

Our loans are available online to Lloyds Bank current account holders who have had an account for at least three months.

You can also get a quote and apply if you have a Lloyds credit card, mortgage or loan. Call us on 0800 068 1191 to find out more. Lines are open 7 days a week from 8am to 10pm.

Use our loan calculator

To find out what your monthly payments might be, you can use our loans calculator.

Flexible Loan

We'll never encourage you to borrow more than you can afford. We have lots of advice and guidance to help you get it right.

  • Manage your money with a wide range of borrowing options – choose to borrow between £1,000 – £25,000 over 1-7 years
  • Instant money in your account
    If you are applying online, the funds will be transferred to your bank account immediately between the hours of 9:00am and 8:30pm, or before 9am the following day outside these times.
  • A personalised quote with no credit footprint
  • Flexible repayment options
  • Make additional payments
  • Pay off your loan early, completely free of charge
    There is no Early Settlement Adjustment made on our Flexible Loan. However an Early Settlement Adjustment may be made on our other Loan products. Please see Managing Your Loan for more details.

For more information or to settle your loan simply call us on 0800 096 1282 (option 4). Lines are open between 8am and 10pm, seven days a week.

4.9% APR Representative on loans from £7,500 to £25,000 over 1 to 5 years.

How much we lend and the rate available are subject to our assessment of your circumstances. You must be 18 years of age or over and a UK resident. You must have had a Lloyds Bank Current Account for more than three months.

If you are looking to borrow money, it is important that you choose the right way to borrow for you. See our borrowing options.

Buying a new car

Looking to buy your first car, upgrade to a newer or bigger model or buy the classic car of your dreams?

Home improvements

Thinking about improving your home? We could help with anything from a new kitchen to a loft extension.

Debt consolidation

Consolidating your debts could make your finances more manageable.

Club Lloyds customers

For Club Lloyds customers who have held a Club Lloyds current account for more than a year, a 0.7% discount will be applied at the start of the loan. Find out more

Borrow more

Need to borrow more?

Have some new plans and need extra funds? If you already have a Lloyds Bank loan, you may be able to borrow more. You could use the extra money to:

  • Make home improvements
  • Reorganise your finances
  • Buy a new car

Additional borrowing from £1,000 to £25,000

When you borrow more, you get the same flexibility and simple money management you enjoy with your current loan:

  • Instant online decisions
  • Combine loans or keep them separate
  • Flexible repayment options, including repayment holidays

Repayment holidays are available if you meet certain conditions. Interest will be charged if you take a repayment holiday, so you will pay more interest overall and your original term will be extended.

Apply today

You can apply online through Internet Banking if you have held a Lloyds Current Account for more than three months and get a decision instantly. You can also visit a branch or call us on 0800 096 1282 to discuss a new loan.

Internet Banking

Users registered with Internet Banking can get started now with a personalised quote.

Log on and apply to borrow more online now (opens in a new browser window)

Not registered for Internet Banking

Your loan application will take about ten minutes and is totally secure.

Manage your loan

Repayment holidays are available if you meet certain conditions. Interest will be charged if you take a repayment holiday, so you will pay more interest overall and your original term will be extended.

Find out more about managing your loan.

Manage your loan online with Internet Banking

Whether you just want to view your transactions or close your loan early.

Not registered for Internet Banking?

It should only take a few minutes to register and you should be able to log on as soon as you've finished. Register now.

Having problems meeting your monthly loan repayment?

If you have temporary or longer term financial difficulties which mean that you are unable to make your normal monthly loan repayment then it’s always better to let us know as we will do everything we can to help.

Please call us on 0800 389 8766 (8am to 9pm, Mon to Fri and 9am to 5pm, Sat) or visit any Lloyds Bank branch.

Next steps:

Get your quote and apply now

Find your personal rate by getting a personalised quote online in minutes with no credit footprint.

You can also get a quote and apply if you have a Lloyds credit card, mortgage or loan. Call us on 0800 068 1191 to find out more. Lines are open 7 days a week from 8am to 10pm.

Internet Banking users

Get a decision in just minutes.

Not registered for Internet Banking

Your application will take about 10 minutes to complete and is totally secure.