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Loan repayment holidays
When you find that things aren't going to plan, then a bit of financial flexibility can sometimes help.
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- Log on and select the loan account you want to pay. Then select the three-dot menu.
- Select Repayment Holiday, which will display if you are eligible.
- If eligible, enter your password and click Request Payment Holiday.
If you want the repayment holiday to apply to your next payment, apply online at least five working days before it is due.
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- Log on and select the loan account you want to pay. Select More Actions.
- Select Repayment Holiday, which will display if you are eligible.
- If eligible, enter your password and click Request Payment Holiday.
If you want the repayment holiday to apply to your next payment, apply online at least five working days before it is due.
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Repayment holidays aren’t intended to help solve money troubles. If you are struggling to make your monthly repayments, please call us and we'll talk through options with you. See more information on our Money worries page.
A repayment holiday will extend the length of your loan. We will continue to charge interest on your outstanding loan balance, so you will pay more interest overall. We will advise you of the additional interest that will apply when you call.
Getting started online
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If you're not registered for Internet Banking, you can still request a repayment holiday. You can do this by calling us or visiting your local branch.
You need to inform us at least five working days before your next loan repayment is due for this to be applied to your next payment.
Support with the cost of living
As living costs rise, keeping on top of your money might be worrying. We can help you manage your payments and provide some useful tips and tools.
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Important legal information
How much we lend and the rate available are subject to our assessment of your circumstances. You must be 18 years of age or over and a UK resident. You must have had a Lloyds Bank Current Account for more than one month.