Buy to let mortgages

Whether you are starting or expanding your property portfolio, we are here to help you get the right mortgage deal with our range of buy-to-let mortgage products. Check out our 5 Steps to getting started to put you on the right path to Buy to Let.

On a selected range of mortgages, we'll arrange and pay your basic legal fees, and provide a free standard valuation. Exclusions apply.

Step 1 - Can I apply?

Check your eligibility to apply, how much you could borrow.  Don't forget about the costs of buying, running and maintaining your Buy to Let property.

Eligibility and things to consider Eligibility and things to consider

Step 2 - View our rates

If you’re buying or remortgaging a buy to let property or you already have a buy to let mortgage with us, you can view our interest rates to find the best deal for you.

Buy to let rates Mortgage calculator

Step 3 - Viewing properties

Once you’re ready to view properties and put in an offer, you’ll find it helpful to apply for an Agreement in Principle (AIP) by speaking with one of our mortgage advisers.

Viewing properties Viewing properties

Step 4 - Starting your application

You’ll need the following information to start your application;

  • Your address details for the last 3 years
  • Your employment and income details for the last 18 months
  • outstanding financial commitments

Once you have this you can contact us either by phone or in branch.

 

Contact us

Step 5 - Conveyancing and exchange of contracts

This is the legal side of buying and selling a property, a licensed conveyancer or solicitor will help you with the ins and outs of this part of the Buy to Let purchase process. 

You can use the Lloyds Bank Conveyancing Service to compare quotes from our panel of up to 200 conveyancing professionals. You can review the quotes and choose a conveyancer based on what matters to you - the price, the firm's location or their service rating.

Conveyancing/exchange of contracts Conveyancing and exchange of contracts

You could lose your property if you don't keep up your mortgage repayments

Exclusive offer with Club Lloyds

As a Club Lloyds current account customer, you could get a 0.20% discount off your initial rate. 

  • You must have a Club Lloyds current account open before you take out your mortgage
  • Offer can be changed or withdrawn at any time
  • Product conditions may apply

Hassle Free Mortgages

On a selected range of mortgages, there’s no charge for a standard valuation, and we'll arrange and pay for your basic legal fees.

Exclusions apply.

Help & guidance

Landlord Insurance

If you’re a landlord or have a buy-to-let mortgage, protect your property, rental income and lots more.