Managing your interest only mortgage

Make a payment

Explore the different ways you can make a payment towards your mortgage.

Mortgage payments

Repaying your mortgage

Learn about your repayment options, decide what's right for you and let us know how you plan to repay your mortgage.

Repayment options

My term has ended

Understand what happens when your mortgage term ends and the support available if you're unable to repay the balance.

Help with term ending

Tell us your plans

The sooner you talk to us, the more options you may have available.

 
Lloyds Bank coffee illustration

Tell us online

Whether you're confident you can repay everything you owe or you've changed your plans, let us know.

Tell us online

Call us

To discuss your plans with an adviser, you can call us.

Call us

Let’s look at the details

Explore your options

Use our calculators to see how changes to your mortgage could help you repay your interest only balance.

Interest only mortgage overpayment calculator

Use our calculator to see how overpaying on an interest only mortgage can save you money. You could reduce your mortgage balance and the amount of interest charged.

Overpayment calculator

Repayment mortgage calculator

Use our calculator to see what your payments might be if you change your interest only mortgage to a full or part repayment mortgage.

Repayment calculator

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Mortgage help and guidance

Use our help hub to discover everything you need to know about mortgages.

Find help and guidance

Meet our app spaces

From everyday banking to long term goals, get an at-a-glance overview of what's important to you.

Explore spaces

Everyday banking online

Manage your mortgage, make overpayments, apply for a new mortgage or pay off your mortgage from your sofa in the app or online banking.

More about Home Wise

Do more with your mortgage

Already have a mortgage with us? You may be able to borrow more to make home improvements or buy something special. Or you could save money by switching to a new deal. Learn more about what you can do with your mortgage.

Existing customers

Do more with your mortgage

Already have a mortgage with us? You may be able to borrow more to make home improvements or buy something special. Or you could save money by switching to a new deal. Learn more about what you can do with your mortgage.

Existing customers