Share Dealing Account

A great way to buy, sell or hold a wide range of investments, including funds, ETFs, UK and international shares and much more. You can even invest in a Share Dealing Account if you have already opened an ISA.



  • Create and control your investment portfolio
  • Free investor tools (like the ETF Quicklist)
  • No investment limits (tax may apply)
  • Free regular investing
Open a Share Dealing Account

How does it work?

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Take your pick

Reached your annual tax-free allowance – our Share Dealing Account is for you.
Looking to invest tax-efficiently? – Try our Share Dealing ISA.

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Pick the right investment

Choose from a variety of investment options, including UK and international shares, ETFs, funds, bonds and gilts. If you’re unsure, use our ETF Quicklist and market research tools to find out more.

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Start trading

Only £1.50 commission when buying or selling funds online or trade regularly for free with our regular investment plan.

Please remember that the value of investments and the income from them can fall as well as rise, and you may get back less than you invest. If you’re not sure about investing, seek financial advice. There will normally be a charge for this. Tax treatment depends on individual circumstances and current UK tax rules.


Competitive online commission rates

Just £1.50 to trade funds online. £11 per trade to buy and sell UK stocks online. £0 commission on International trades online (FX rates still applies).


Frequent trader?

Trade more than eight times a quarter online, and dealing commission falls to just £8 per trade.


Easy to switch

Clear sight of every account and trade, in one place – we’ve made it easy.

Find out how you can transfer your account with Lloyds 

What charges do I pay?

Our Share Dealing Account administration charges are simple.

What charges do I pay?



Admin charge

A six month administration charge of £20.00 applies every April and October (This charge is waived for Premier and Private Banking customers, please speak with your Relationship Manager). Accounts opened at other times will be charged from the next payment date. This charge does not apply to 18-25 year olds.


Commission charges

Buy or sell online:

Funds £1.50

International Shares £0 (1% FX rate applies)

All other online investments £11.00 (£10.00 for Premier and Private Banking customers)

Pay no commission on investments with our Regular investment plan.


Frequent trader?

£8.00 online dealing commission when you trade eight or more times per quarter.


Additional charges

There are additional charges for trading and other services. For full details, please read our Charges page.

We do not pay interest on cash held in our Share Dealing Account, Share Dealing ISA, Investment Account or Investment ISA.

Please note, if you open your account between payment dates, the six-monthly admin charge will be taken from the following payment date.

The table includes the dealing commission and account charges you’ll pay as standard. If you invest in a fund, you’ll also pay an ongoing charge directly to the fund manager. You may also pay government taxes and levies depending on the investment you choose.

Why invest with Lloyds Bank?

After 250 years helping Britain prosper, we can help your money work harder too.

Why invest with Lloyds Bank?

After 250 years helping Britain prosper, we can help your money work harder too.

Clear and competitive pricing

With our flat fee structure you pay the same price no matter the size of your portfolio.

A name to trust

Since 1765, we've helped Britain prosper, providing financial confidence and peace of mind for our customers of every generation.

No two investors are the same

That’s why we deliver investment opportunities, insights and services that work for you.

Ready to apply for a Share Dealing Account?

I'm new to Share Dealing

If you want to get started, you'll need your address, debit card details and national insurance number.

Terms and Conditions (PDF 378, KB)

Open a Share Dealing Account

I have a Share Dealing Account

Log in below to access your account. You can also use you Mobile Banking app to check your investments.

Log on to Internet Banking

Log on to Share Dealing

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Your money is protected

Investments with Lloyds Bank Direct Investments are protected up to a total of £85,000 by the Financial Services Compensation Scheme. This limit is applied to the aggregated total of any stock or cash held across the following brands which we administer.

This is in addition to any other savings deposits you may hold across Lloyds Banking Group.

Important legal information

The Lloyds Bank Direct Investments Service is operated by Halifax Share Dealing Limited. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Registered in England and Wales no. 3195646. Halifax Share Dealing Limited is authorised and regulated by the Financial Conduct Authority under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.

Important share dealing information