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Find a credit card to help you manage your everyday purchases, all in one place.
This type of credit card could help you to manage your everyday spending needs.
Everyday spending credit card features may vary. Make sure you understand all limitations, terms and conditions before you apply.
Answer a few simple questions to see the Lloyds credit cards you’re eligible to apply for, along with your estimated credit limit.
Our eligibility check won’t affect your credit score, and there’s no obligation to apply.
Draft credit card account terms and conditions (PDF, 382KB)
We'll send you a full set of terms and conditions specific to you once you’ve been accepted for the credit card.
Responsible lending
Lloyds is a responsible lender. We only want you to borrow what you can afford, in a way that’s best for you. The outcome of your credit card application depends on our assessment of your circumstances.
You can talk to a member of our team about the choices you've made. They’ll also be able to talk to you about your options if you’re experiencing financial difficulties.
A note on fraud
You won't have to pay us for any unauthorised postal, telephone or internet transactions made by someone other than you or an additional cardholder. But, you and additional cardholders must take all reasonable measures to protect your account.
You should never tell anyone your PIN. You can give suppliers your card details and won’t be liable if they misuse them. But, if you’ve given someone else your card details, you’re liable for all transactions unless you’ve told us they’re not authorised.
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