What you need to know about financial planning

Financial planning is looking at your finances and setting goals to make your money work hard, to achieve your future plans. A solid plan should work for you now, and be a plan for your life ahead. It should also take into account how much risk you are willing to accept. So, whatever you want out of life, a little financial planning can help you get there.

What does your financial plan look like

The right financial plan will depend on what your goals are. And what your goals are, will depend on the stage of life you’re at.
We have three options to help you build a financial plan that suits you:

Getting started

There is no time like the present to get started. Whether you are dreaming of an amazing holiday or planning to buy your first home, a financial plan could help you achieve your goals.

Start your plan

Make your money work harder

As you take on more responsibility, it’s important to balance tomorrow’s goals with your day-to-day spending. A plan can help you prioritise todays’ expenses with your savings for the future.

Making your money work harder

Focus on later life

It’s never too early to think about retirement and to start making a plan. Whether you want to make the most of your pension, property or investments, or plan what you want to leave loved ones, we have information to help you.

Plan for later life

Talk to a financial planning expert​

We can help you to make the most of your money. Specialist financial advisers can help you to build a safer financial future. Arrange a free, no obligation, initial consultation, where you are matched to a financial advisor. They’ll then build a financial plan that’s tailored to you.

To be eligible, you’ll need to have, or could have in the next few months, at least £100,000 in sole annual income. Or £100,000 spread across sole or joint savings, investments and personal pension(s), either with us or other financial companies.​

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Schroder personal Wealth

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

Schroders Personal Wealth is a trading name for Scottish Widows Schroder Personal Wealth Limited.